About This Home

This 4-bedroom, 3-bathroom single family at 12787 95TH Street N in Largo, FL is listed for $770,000 ($354 per sqft). Built in 1954, the home offers 2,176 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1954
  • 0.45 acre lot
  • Private pool

Property Details

1 story
3 full
1954

Amenities

PoolA/CRV Parking
Listing Description

INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income-all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment.

The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry.

Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generati

onal property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.

Monthly Cost Estimate

$4,118/mo

20% down · 6.5% · 30 years

Principal$557
Interest$3,337
Insurance$225

Estimates only. Actual payments may vary.

Location

12787 95TH Street N

Largo, FL 33773

FARVIEW

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanStone CountersThermostatWalk-In Closet(s)

Exterior Features

LightingOutdoor ShowerPrivate MailboxSidewalkStorage

Property Details

Flooring

VinylTile

Construction

Stucco

Pool Features

Pool

Outdoor Features

PorchPatioDeck

Parking

Off StreetGuestGolf CartBoatDriveway

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

Convection OvenDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorTankless Water HeaterWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12787 95TH Street N is listed at $770,000 ($354/sqft). The estimated monthly payment is $4,119 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1954, 0.45 acre lot, Private pool. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo. Exterior Features: Lighting, Outdoor Shower, Private Mailbox.

This property is listed by Michelle Chenault and can be reached at 7274815700.

MC

Michelle Chenault

Agent at Coldwell Banker

(727) 481-5700
Agent website

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# TB8554554· Source: Stellar MLS· 4 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12787 95TH Street N, Largo, FL 33773

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