About This Home

This 4-bedroom, 3-bathroom single family at 128 Cardinal Lane in Hayesville, NC is listed for $649,000. Built in 1976, on a 0.47 acres lot.

Key Features

  • Built in 1976
  • 0.47 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2-car garage
1976

Amenities

WaterfrontViewHardwoodA/C
Listing Description

Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings.

The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike.

An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income.

Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year-round. Step outside and enjoy the view.

Monthly Cost Estimate

$3,471/mo

20% down · 6.5% · 30 years

Principal$469
Interest$2,812
Insurance$189

Estimates only. Actual payments may vary.

Location

128 Cardinal Lane

Hayesville, NC 28904

Hickory Ridge

Features & Amenities

Interior Features

Breakfast BarIn-law QuartersOpen FloorplanWalk-In Closet(s)

Property Details

Flooring

VinylHardwoodCombination

Construction

Wood Siding Brick

Views

Lake

Outdoor Features

Porch

Parking

GarageGarage - AttachedDriveway

Heating

Heat Pump (Heating)

Cooling

ElectricCentral Air

Appliances

Electric Water HeaterDishwasherElectric Oven/RangeRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 128 Cardinal Lane is listed at $649,000. The estimated monthly payment is $3,471 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1976, 0.47 acre lot, 2 stories, Waterfront. Interior Features: Breakfast Bar, In-law Quarters, Open Floorplan.

This property is listed by Brian Noland (MLS only).

BO

Brian Noland (MLS only)

Agent at Beverly Hanks & Associates

Listed by Beverly Hanks & Associates · Broker phone: 8284525809 · View on Broker Site · Broker website

MLS# 26048901· Source: Carolina Smokies Association of Realtors· Added to PropertySimple today

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

128 Cardinal Lane, Hayesville, NC 28904

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