About This Home

This 5-bedroom, 6-bathroom single family at 128 CARLYLE Drive in Palm Harbor, FL is listed for $3,490,000 ($1,016 per sqft). Built in 1990, the home offers 3,434 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 1990
  • 0.33 acre lot
  • 3 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

3 stories
4 full, 2 half
2-car garage
1990

Amenities

PoolFireplaceWaterfrontViewA/C
Listing Description

WOW - ABSOLUTELY STUNNING LUXURY WATERFRONT HOME! Welcome to 128 Carlyle Dr, Palm Harbor, FL 34683, an extraordinary waterfront residence where breathtaking views, thoughtful design, and resort-style outdoor living come together in one of Palm Harbor's most desirable locations.

Meticulously redesigned by OG Interiors, this home has been transformed with a sophisticated coastal style while still feeling warm, comfortable, and inviting. The true showstopper is the incredible outdoor living space. Designed for entertaining and enjoying the Florida lifestyle year-round, the backyard features brand-new, low-maintenance turf, p

rofessionally installed landscape lighting, mature palms, and an expansive resort-style swimming pool surrounded by multiple areas for lounging and entertaining. The brand-new outdoor kitchen is complete with a bar, TV, and plenty of space to gather with family and friends.

As the sun begins to set, head to the waterfront fire pit lounge and take in the spectacular open-water views toward Honeymoon Island. This is the kind of backyard that feels like your own private resort. Boaters and anglers will appreciate the brand-new composite dock with fish-cleaning station, offering direct access to the water and making it ea

sy to enjoy boating, fishing, kayaking, paddleboarding, and everything the Gulf Coast lifestyle has to offer. Inside, walls of windows and doors take advantage of the incredible waterfront setting and fill the home with natural light. The spacious kitchen and living areas are designed for entertaining, while multiple balconies and outdoor spaces allow you to enjoy the views from throughout the property.

Beautiful finishes, custom details, updated bathrooms, designer lighting, and carefully selected fixtures can be found throughout. The home offers 5 bedrooms, 4 full bathrooms and 2 half bathrooms, plus a versatile additional downstairs living area featuring its own kitchenette, lounge area and full bathroom-ideal for guests, extended family, a private retreat, game room, or additional entertaining space.

Additional highlights include a private putting green, outdoor fire pit, expansive pool and covered entertaining areas, multiple waterfront balconies, generous storage, garage space, and spectacular sunset views. This is more than a waterfront home-it is a complete Florida lifestyle.

Spend the day on the water, entertain by the pool, enjoy dinner from your outdoor kitchen, and finish the evening around the fire pit watching the sun disappear over the Gulf. Homes with this combination of waterfront, outdoor living, design, boating access, and views rarely become available. Reach out to me today to schedule your private tour of 128 Carlyle Dr and experience this incredible property in person.

Monthly Cost Estimate

$18,665/mo

20% down · 6.5% · 30 years

Principal$2,524
Interest$15,123
Insurance$1,018

Estimates only. Actual payments may vary.

Location

128 CARLYLE Drive

Palm Harbor, FL 34683

INDIAN BLUFF ISLAND 2ND ADD

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingEat-in KitchenWalk-In Closet(s)

Exterior Features

Fire PitLightingOutdoor KitchenRain Gutters

Property Details

Flooring

Tile - CeramicVinylCarpet

Construction

Block Stucco

Views

Ocean

Pool Features

Pool

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerIce MakerMicrowaveRefrigeratorTankless Water HeaterWasherWine Refrigerator

Questions & Answers

This 5-bedroom, 6-bathroom single family at 128 CARLYLE Drive is listed at $3,490,000 ($1,016/sqft). The estimated monthly payment is $18,665 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 0.33 acre lot, 3 stories, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen. Exterior Features: Fire Pit, Lighting, Outdoor Kitchen.

This property is listed by Bill Gramatica and can be reached at 8137284595.

BG

Bill Gramatica

Agent at Charles Rutenberg Realty, Inc

(813) 728-4595
Agent website

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8542497· Source: Stellar MLS· 29 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

128 CARLYLE Drive, Palm Harbor, FL 34683

Open this listing in: