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About This Home

This 3-bedroom, 2-bathroom single family at 128 S Wells Street in Panama City Beach, FL is listed for $450,000 ($474 per sqft). Built in 1970, the home offers 950 sqft of living space on a 0.17 acres lot.

Agent Description

Beautifully maintained coastal home in a quiet, golf cart-friendly community just 0.3 miles from the beach! This 3-bedroom, 1.5-bath home offers low-maintenance living with privacy, charm, and outdoor entertaining space. Features include quartz countertops, custom ceiling-height cabinets, stainless steel appliances, vinyl plank flooring, textured w

alls/ceilings, upgraded baseboards, fresh paint, and hurricane impact windows with Smart Sun features. Enjoy a private backyard oasis with a fish pond and fountain, fire pit, 10x12 gazebo, and a spacious 408 sq ft paver patio. The fully fenced yard includes a 6-ft privacy fence, RV hookup, storage shed, irrigation well, and plenty of parking for boats, RVs, golf carts, and multiple vehicles.

The oversized 16x24 garage offers room for a car, golf cart, and storage. Additional highlights include a private outdoor shower, updated vanities, matching ceiling fans, vinyl siding in excellent condition, annual termite/pest maintenance, and room for a pool.

With no neighbors behind or to the north and protected land nearby, this property offers rare privacy and peaceful coastal living. Located in an established neighborhood with no short-term rentals allowed (6 months + 1 day minimum), this home is perfect as a primary residence, second home, or long-term beach retreat. Walk to the beach in minutes or bike there in under two!

Key Features

  • Built in 1970
  • 0.17 acre lot
  • 5 parking spaces

Property Details

1 story
1 full, 1 half
5 spaces
1970

Amenities

A/C

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

128 S Wells Street

Panama City Beach, FL 32413

MIRAMAR HEIGHTS

Features & Amenities

Interior Features

Washer/Dryer Hookup

Exterior Features

Fenced Back YardPavillion/Gazebo

Property Details

Construction

Siding Vinyl

Parking

Garage - Detached

Heating

Central

Cooling

Central Air

Appliances

DishwasherRefrigeratorStove/Oven Electric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 128 S Wells Street is listed at $450,000 ($474/sqft). The estimated monthly payment is $1,950 based on 20% down at 6.5% interest.

Key features include: Built in 1970, 0.17 acre lot, 5 parking spaces. Interior Features: Washer/Dryer Hookup. Exterior Features: Fenced Back Yard, Pavillion/Gazebo.

This property is listed by Kelly L Killick and can be reached at 8503195132 or kellykillick26@gmail.com.

KK

Kelly L Killick

Agent at EXP Realty LLC

(850) 319-5132

Listed by EXP Realty LLC · View on Broker Site

MLS# 1003678· Source: listhub· Updated 11 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

128 S Wells Street, Panama City Beach, FL 32413

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