# 128 Useppa Island, Useppa Island, FL 33924 > **TL;DR:** 4bd/4ba single family, $2,200,000 ($658/sqft), built 1984, 3,341 sqft. > View, A/C. Est. $11,766/mo. Listed 171 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,200,000 | | Price/sqft | $658 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 3,341 | | Year Built | 1984 | | Lot Size | 6,795 sqft (0.16 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 171 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,124 | | Estimated Insurance | $642 | | **Total** | **$11,766** | ## Key Amenities - View - A/C ## Property Highlights - Built in 1984 - 0.16 acre lot - 2 stories ## Description ### Agent Description #128 "Twin Shores Cottage" is ideally positioned on the coveted north end of Useppa Island, offering captivating water views to both the east and west from much of the residence. Designed for comfortable island living, the spacious floorplan provides both functionality and privacy, while its elevated setting showcases expansive water views throughout. There is no doubt that "Twin Shores" offers exceptional boating convenience, all within easy reach of Southwest Florida's most sought-after island destinations. The main living level features two en-suite guest bedrooms, a full kitchen, and a spacious living area overlooking the Useppa Marina basin to the west. Sunset views extend far beyond the marina basin, with the Intracoastal Waterway and Cayo Costa State Park visible in the distance. The home's unique twin-water views can be enjoyed throughout the living area, whether looking east toward the sunrise or west toward the sunset. Each guest bedroom also takes full advantage of its positioning, with one offering sunrise water views and the other showcasing sunsets over the water. Adjacent to the kitchen is a multi-sided screened porch that provides a tranquil setting to enjoy morning sunrises over the eastern waters. Occupying the entirety of the third floor, the Primary Suite offers a private and functional retreat many would envy. The suite features a private balcony with bird's-eye water views to the west, a private office/den that could serve a variety of additional purposes, ample storage, and a well-appointed en-suite bathroom. You and your guests will appreciate the independently arranged ground-level apartment, complete with its own en-suite bedroom, full kitchen, living room, screened porch, and laundry room. With separate exterior access from the primary residence, the design creates the opportunity to participate in Useppa's rental program as a one-bedroom rental unit, potentially helping offset carrying costs without sacrificing the privacy of the main home. Ownership of "Twin Shores" includes the right to dock a vessel up to 24 feet at the Useppa Marina, conveniently located less than 100 yards from the back door. Also included is a private dock slip with a 10,000-pound boat lift located within a shared dock east of the property, less than 60 yards from the front door. Both forms of dockage are visible from within the home, offering the peace of mind of being able to visually confirm your vessel's wellbeing at any given time without stepping outside. Whether welcoming the sunrise or unwinding at sunset, "Twin Shores" captures the essence of waterfront island living from every angle. When investing in island real estate, location, elevation, views, and dockage are paramount. "Twin Shores" possesses all of these qualities with the potential to enhance them even further. Offered furnished with very few exceptions, it presents an opportunity to bring your boat and belongings to commence your newfound island lifestyle. ## Location - **Address:** 128 Useppa Island, Useppa Island, FL 33924 - **County:** Lee - **Neighborhood:** USEPPA ISLAND - **Coordinates:** 26.66666, -82.210956 - **Google Maps:** https://www.google.com/maps?q=26.66666,-82.210956 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026021355 ## Listing Agent - **Name:** Rogan White · **License:** 258023487 - **Brokerage:** Century 21 Sunbelt Realty - **Broker Phone:** (239) 542-8611 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/128-Useppa-Is_Useppa-Island_FL_33924_M97265-36942?f=listhub&s=FMSWFL&m=2026021355&c=propsimple) ## Photos ![128 Useppa Island - Photo 1](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1963237235r.jpg) ![128 Useppa Island - Photo 2](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2321814302r.jpg) ![128 Useppa Island - Photo 3](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3361295436r.jpg) ![128 Useppa Island - Photo 4](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f806404598r.jpg) ![128 Useppa Island - Photo 5](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1930584256r.jpg) ![128 Useppa Island - Photo 6](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3254354602r.jpg) ![128 Useppa Island - Photo 7](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f896114514r.jpg) ![128 Useppa Island - Photo 8](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1117383353r.jpg) ![128 Useppa Island - Photo 9](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1009088177r.jpg) ![128 Useppa Island - Photo 10](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3956922392r.jpg) ![128 Useppa Island - Photo 11](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3669488093r.jpg) ![128 Useppa Island - Photo 12](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2068776834r.jpg) ![128 Useppa Island - Photo 13](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3334424741r.jpg) ![128 Useppa Island - Photo 14](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f871111680r.jpg) ![128 Useppa Island - Photo 15](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1797142510r.jpg) ![128 Useppa Island - Photo 16](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f697205159r.jpg) ![128 Useppa Island - Photo 17](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f374701115r.jpg) ![128 Useppa Island - Photo 18](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2116495489r.jpg) ![128 Useppa Island - Photo 19](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4145145915r.jpg) ![128 Useppa Island - Photo 20](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1008108213r.jpg) ![128 Useppa Island - Photo 21](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f458034417r.jpg) ![128 Useppa Island - Photo 22](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1295830799r.jpg) ![128 Useppa Island - Photo 23](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3472716926r.jpg) ![128 Useppa Island - Photo 24](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4170791650r.jpg) ![128 Useppa Island - Photo 25](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f529891643r.jpg) ![128 Useppa Island - Photo 26](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1279645753r.jpg) ![128 Useppa Island - Photo 27](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f521871215r.jpg) ![128 Useppa Island - Photo 28](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f513829008r.jpg) ![128 Useppa Island - Photo 29](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4265595560r.jpg) ![128 Useppa Island - Photo 30](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1905738127r.jpg) ![128 Useppa Island - Photo 31](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f982386755r.jpg) ![128 Useppa Island - Photo 32](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f493167227r.jpg) ![128 Useppa Island - Photo 33](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4017135772r.jpg) ![128 Useppa Island - Photo 34](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3588941296r.jpg) ![128 Useppa Island - Photo 35](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3659463652r.jpg) ![128 Useppa Island - Photo 36](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1210835666r.jpg) ![128 Useppa Island - Photo 37](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f320394038r.jpg) ![128 Useppa Island - Photo 38](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f3243147364r.jpg) ![128 Useppa Island - Photo 39](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2747837412r.jpg) ![128 Useppa Island - Photo 40](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2216752941r.jpg) ![128 Useppa Island - Photo 41](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4028625985r.jpg) ![128 Useppa Island - Photo 42](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4273459331r.jpg) ![128 Useppa Island - Photo 43](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4206810258r.jpg) ![128 Useppa Island - Photo 44](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1405722835r.jpg) ![128 Useppa Island - Photo 45](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2957284004r.jpg) ![128 Useppa Island - Photo 46](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2059526230r.jpg) ![128 Useppa Island - Photo 47](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1038595828r.jpg) ![128 Useppa Island - Photo 48](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f4192771089r.jpg) ![128 Useppa Island - Photo 49](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f2216588827r.jpg) ![128 Useppa Island - Photo 50](http://lh.rdcpix.com/6938a784ced40fb2be42ee49bfef8a21l-f1161386836r.jpg) --- **MLS#:** 2026021355 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/128-useppa-island-useppa-island-fl-33924-ab95f99ecb5642f4afc217ada18f7a0d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/128-useppa-island-useppa-island-fl-33924-ab95f99ecb5642f4afc217ada18f7a0d#listing", "url": "https://www.propertysimple.ai/listing/128-useppa-island-useppa-island-fl-33924-ab95f99ecb5642f4afc217ada18f7a0d", "name": "128 Useppa Island, Useppa Island, FL 33924", "description": "#128 \"Twin Shores Cottage\" is ideally positioned on the coveted north end of Useppa Island, offering captivating water views to both the east and west from much of the residence. Designed for comfortable island living, the spacious floorplan provides both functionality and privacy, while its elevated setting showcases expansive water views throughout. There is no doubt that \"Twin Shores\" offers exceptional boating convenience, all within easy reach of Southwest Florida's most sought-after island destinations. The main living level features two en-suite guest bedrooms, a full kitchen, and a spacious living area overlooking the Useppa Marina basin to the west. Sunset views extend far beyond the marina basin, with the Intracoastal Waterway and Cayo Costa State Park visible in the distance. The home's unique twin-water views can be enjoyed throughout the living area, whether looking east toward the sunrise or west toward the sunset. Each guest bedroom also takes full advantage of its positioning, with one offering sunrise water views and the other showcasing sunsets over the water. Adjacent to the kitchen is a multi-sided screened porch that provides a tranquil setting to enjoy morning sunrises over the eastern waters. Occupying the entirety of the third floor, the Primary Suite offers a private and functional retreat many would envy. The suite features a private balcony with bird's-eye water views to the west, a private office/den that could serve a variety of additional purposes, ample storage, and a well-appointed en-suite bathroom. You and your guests will appreciate the independently arranged ground-level apartment, complete with its own en-suite bedroom, full kitchen, living room, screened porch, and laundry room. With separate exterior access from the primary residence, the design creates the opportunity to participate in Useppa's rental program as a one-bedroom rental unit, potentially helping offset carrying costs without sacrificing the privacy of the main home. Ownership of \"Twin Shores\" includes the right to dock a vessel up to 24 feet at the Useppa Marina, conveniently located less than 100 yards from the back door. Also included is a private dock slip with a 10,000-pound boat lift located within a shared dock east of the property, less than 60 yards from the front door. Both forms of dockage are visible from within the home, offering the peace of mind of being able to visually confirm your vessel's wellbeing at any given time without stepping outside. Whether welcoming the sunrise or unwinding at sunset, \"Twin Shores\" captures the essence of waterfront island living from every angle. When investing in island real estate, location, elevation, views, and dockage are paramount. \"Twin Shores\" possesses all of these qualities with the potential to enhance them even further. 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