About This Home

This 1-bedroom, 1-bathroom single family at 128 W 138th Street #3-E in New York, NY is listed for $255,000. on a N/A lot.

Property Details

1 full
#3-E

Amenities

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Listing Description

-HDFC co-op -Fully renovated unit -Washer/Dryer in basement -Wonderful backyard garden -Household income restrictions (see below) This recently fully renovated and sunlit one-bedroom, one-bathroom co-op is located on the 3rd floor of a charming prewar HDFC building.

Thoughtfully upgraded with white oak herringbone floors throughout, a chef's kitchen with granite countertops and backsplash, and an oversized custom-built closet-the largest in NYC-this home is a true standout. The modern kitchen is equipped with stainless steel appliances, while the spa-like tiled bathroom features a newly glazed tub.

The spacious bedroom easily accommodates a queen-sized bed. The building allows 90% financing with just a 10% minimum down payment. Holstein Court is a well-maintained, professionally managed building offering a live-in super, renovated elevator, laundry room, elegant lobby, common lounge, and two outdoor community courtyards.

Conveniently located near the 2, 3, A, B, C, and D subway lines, as well as the Harlem YMCA, Harlem Hospital, City College, St. Nicholas Park, shopping, and restaurants. As an HDFC-designated building, Holstein Court is subject to 120% AMI income restrictions and must be purchased as a primary residence. Household income restrictions of 120% AMI apply: 1 Person = $142,560 2 People = $162,840 3 People = $183,240

Monthly Cost Estimate

$2,006/mo

20% down · 6.5% · 30 years

Principal$184
Interest$1,105
Insurance$74
HOA$642

Estimates only. Actual payments may vary.

Location

128 W 138th Street #3-E

New York, NY 10030

West Harlem

Features & Amenities

Interior Features

Entrance Foyer

Property Details

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Questions & Answers

This 1-bedroom, 1-bathroom single family at 128 W 138th Street is listed at $255,000. The estimated monthly payment is $2,005 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $642/month.

Interior Features: Entrance Foyer.

This property is listed by Jhonatan Ocampo.

JO

Jhonatan Ocampo

Agent at Compass

Listed by Compass · Broker phone: 6469820353

MLS# 11797788· Source: My State MLS· 158 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

128 W 138th Street #3-E, New York, NY 10030

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