About This Home

This 3-bedroom, 2-bathroom single family at 1287 Lake Summerset Road in Lake Summerset, IL is listed for $135,000 ($113 per sqft). Built in 1973, the home offers 1,190 sqft of living space on a 0.35 acres lot.

Key Features

  • Built in 1973
  • 0.35 acre lot
  • 2 stories

Property Details

2 stories
2 full
1-car garage
1973

Amenities

A/C
Listing Description

Affordable Lake Summerset Living with Room to Make It Your Own! Homes in this price range at Lake Summerset are a rare find! This home offers great potential and the opportunity to enjoy all that lake living has to offer. The inviting great room features vaulted ceilings and opens to a deck overlooking a peaceful, wooded backyard where you can enjoy watching local wildlife.

The loft area is currently used as a third bedroom but would also make an ideal home office, hobby room, or creative space. Several windows have been replaced, and the main-level bathroom has been beautifully remodeled with a convenient step-in shower and corner vanity topped with marble.

The walk-out lower level features a second full bathroom and offers potential for additional living space to suit your needs. Whether you're looking for a weekend getaway or a place to call home, this property is full of possibilities. Bring your ideas and make this Lake Summerset home your own!

This gated community in Northwest Illinois is located just 45 minutes from Rockford and Madison, WI and just 90 minutes from O'Hare Airport. The community offers a 285-acrestocked lake with award winning fishing, two beaches, marinas, a heated pool, pickleball, walking trails, and year-round community events.

Whether you're looking for a peaceful full-time home, a weekend escape, or a place to make lifelong memories with family and friends, LAKE SUMMERSET offers that wonderful feeling of being on vacation every day-without having to leave home! Some photos virtually staged.

Monthly Cost Estimate

$1,897/mo

20% down · 6.5% · 30 years

Principal$98
Interest$585
Insurance$39
HOA$1,175

Estimates only. Actual payments may vary.

Location

1287 Lake Summerset Road

Lake Summerset, IL 61019

Features & Amenities

Interior Features

Ceiling Fan(s)Ceiling-Vaults/CathedralWindow Treatments

Property Details

Heating

BaseboardElectric (Heating)

Cooling

Window Unit(s)

Appliances

DryerRefrigeratorStove/CooktopWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1287 Lake Summerset Road is listed at $135,000 ($113/sqft). The estimated monthly payment is $1,897 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1175/month.

Key features include: Built in 1973, 0.35 acre lot, 2 stories. Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Window Treatments.

This property is listed by Christine Wilke.

CW

Christine Wilke

Agent at Best Realty, L.L.C.

Listed by Best Realty, L.L.C. · Broker phone: (815) 248-3408 · View on Broker Site · Broker website

MLS# 202606875· Source: NorthWest Illinois Alliance of REALTORS· 1 day on PropertySimple

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1287 Lake Summerset Road, Lake Summerset, IL 61019

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