About This Home

This 4-bedroom, 3-bathroom single family at 12870 N ARMENIA Avenue in Tampa, FL is listed for $1,150,000 ($365 per sqft). Built in 2026, the home offers 3,150 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 2026
  • 0.28 acre lot
  • 2 stories
  • Private pool
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2026

Amenities

PoolEV ChargerFireplaceViewHardwoodA/C
Listing Description

OWN THIS HOME WITH ESTIMATED PRINCIPAL & INTEREST PAYMENTS AS LOW AS $4,338.57/MONTH IN YEAR ONE. Seller-paid 3-2-1 temporary interest-rate buydown available with an acceptable offer. Based on an $832,500, 30-year loan at a 7.75% note rate, estimated principal and interest payments are $4,338.57/month at 4.75% in Year 1, $4,854.08/month at 5.75% in Year 2, $5,395.55/month at 6.75% in Year 3, and $5,960.34/month at 7.75% thereafter.

An architect-designed modern estate overlooking West Lake, this newly completed custom residence combines contemporary design, resort-style outdoor living, and construction engineered for Florida. Set behind a private electric gate on a fully fenced homesite, it offers 3,150 heated square feet and 4,819 total square feet, with lake views, a heated

pool, multiple covered entertaining spaces, and details seldom found together in Carrollwood new construction. Designed by Tampa-based RIOS Architecture under Florida-licensed architect Alex Rios, the home carries a cohesive vision from exterior form through interior finish.

Two-story concrete-block construction, standing-seam metal roof, Miami-Dade HVHZ impact-rated windows and doors, hurricane-rated garage door, 400-amp electrical service, copper plumbing, dual-zone Trane HVAC, enhanced wall insulation, tankless water heater, and universal EV charging provide the substance behind the style.

Inside, 10-foot ceilings on both levels, expansive glass, wide-plank glue-down engineered hardwood, large-format porcelain, and a floating staircase with motion-activated lighting create immediate scale and refinement. The great room features a floor-to-ceiling porcelain fireplace surround and opens through 8-foot sliders to the pool and covered lanai for effortless indoor-outdoor living.

The chef's kitchen centers on a 12-foot Calacatta Gold quartz waterfall island, complemented by ceiling-height cabinetry, a 60-inch built-in refrigerator, 36-inch professional-style range, pot filler, wave-gesture hood, second convection oven, built-in microwave, workstation sink, pop-up outlets, integrated lighting, and dedicated coffee and beverage station.

Upstairs, the open loft extends onto a terrace of more than 600 square feet, approximately half covered, with porcelain flooring, tongue-and-groove ceiling, integrated speakers, lake views to the front, and pool views to the rear. The primary suite offers a private lake-view balcony, fireplace, concealed sliding privacy panels, designer lighting, and generous walk-in closet.

Its spa-inspired bath pairs a floating double vanity with Calacatta Gold quartz, freestanding soaking tub, backlit mirror, frameless glass, rainfall shower, handheld wand, body sprays, and floor-to-ceiling porcelain slabs. A private first-floor second primary suite with its own exterior entrance offers flexibility for guests, extended stays, or multigenerational living.

Outside, an automated salt-heated pool with sun shelf joins a covered lanai, freestanding lounge pavilion, adjustable louvered pergola, mature landscaping, privacy walls, app-controlled lighting, pool controls, security cameras, smart locks, automated blinds, Nest thermostats, and integrated surround sound.

Parking for up to 10 vehicles makes entertaining effortless. Few homes unite this level of architecture, storm-ready construction, technology, guest flexibility, lake views, and layered outdoor living in one completed residence.

Monthly Cost Estimate

$6,150/mo

20% down · 6.5% · 30 years

Principal$832
Interest$4,983
Insurance$335

Estimates only. Actual payments may vary.

Location

12870 N ARMENIA Avenue

Tampa, FL 33612

GREENMOOR SUB

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimaryBedroom UpstairsSmart HomeStone CountersWalk-In Closet(s)

Exterior Features

BalconyLightingPrivate EntrancePrivate YardSidewalkSprinkler Metered

Property Details

Flooring

MarbleTileHardwood

Construction

Block Stucco

Views

WaterLake

Pool Features

Pool

Outdoor Features

DeckPatioPorch

Parking

CoveredOff StreetOpen

Heating

CentralZonedHeat Pump (Heating)Electric (Heating)

Cooling

Central AirZoned

Appliances

Convection OvenDishwasherDisposalDryerExhaust FanMicrowaveRangeRefrigeratorTankless Water HeaterWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12870 N ARMENIA Avenue is listed at $1,150,000 ($365/sqft). The estimated monthly payment is $6,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.28 acre lot, 2 stories, Private pool, Fireplace. Interior Features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen. Exterior Features: Balcony, Lighting, Private Entrance.

This property is listed by Craig Kincheloe.

CK

Craig Kincheloe

Agent at Real Broker, LLC.

Listed by Real Broker, LLC. · Broker phone: (863) 206-5755 · View on Broker Site

MLS# TB8530894· Source: Stellar MLS· 103 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12870 N ARMENIA Avenue, Tampa, FL 33612

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