About This Home

This 3-bedroom, 1-bathroom single family at 12870 Whiddon Ave in Cedar Key, FL is listed for $309,000 ($230 per sqft). Built in 1949, the home offers 1,344 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1949
  • 0.24 acre lot

Property Details

1 full
1949

Amenities

Hardwood
Listing Description

Discover the charm of Old Florida in this inviting 1949 Cracker-style cottage, where coastal character and laid-back island living come together. Offering 3 bedrooms, 1 bathroom, and plenty of living space, this home is full of personality and ready for its next chapter.

Inside, you'll find a spacious living room, a separate dining area, and a sunroom that's perfect for enjoying your morning coffee. With views of the Back Bayou, this property offers a wonderful opportunity to embrace the relaxed rhythm of island life.

Also, a new metal roof was installed in 2021. Whether you're searching for a full-time residence or a weekend getaway, this charming cottage offers a chance to experience the character, natural beauty, and slower pace of Cedar Key. Spend your days enjoying the water, exploring local shops and seafood restaurants, fishing, and taking in those unforgettable coastal sunsets. If you've been dreaming of a place with history, character, and a distinctly Old Florida feel, this Cedar Key cottage deserves a closer look!

Monthly Cost Estimate

$1,653/mo

20% down · 6.5% · 30 years

Principal$223
Interest$1,339
Insurance$90

Estimates only. Actual payments may vary.

Location

12870 Whiddon Ave

Cedar Key, FL 32625

Not in Subdivision

Features & Amenities

Interior Features

Laundry ClosetLiving RoomSeparate Dining RoomWindow Treatment

Exterior Features

Covered PorchOpen Deck

Property Details

Flooring

Hardwood

Construction

Frame

Outdoor Features

PorchDeck

Parking

Driveway

Heating

Electric (Heating)Central

Appliances

DishwasherDryerRefrigeratorWasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 12870 Whiddon Ave is listed at $309,000 ($230/sqft). The estimated monthly payment is $1,652 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1949, 0.24 acre lot. Interior Features: Laundry Closet, Living Room, Separate Dining Room. Exterior Features: Covered Porch, Open Deck.

This property is listed by Angela Beckham.

AB

Angela Beckham

Agent at Cedar Key Realty, Inc.

Listed by Cedar Key Realty, Inc. · Broker phone: (352) 543-9899 · View on Broker Site · Broker website

MLS# 799857· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 57 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12870 Whiddon Ave, Cedar Key, FL 32625

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