About This Home

This 4-bedroom, 4-bathroom single family at 12917 42ND Terrace W in Cortez, FL is listed for $2,999,999 ($1,072 per sqft). Built in 2023, the home offers 2,798 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2023
  • 0.23 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2023

Amenities

PoolFireplaceWaterfrontViewSpaA/C
Listing Description

Newly built direct bay front home in gated Sunset Harbor offers full sunset views over Anna Maria Island. Situated on a private cul-de-sac with 85 feet of Intracoastal Waterway frontage, the elevated residence includes 4 bedrooms, 3.5 baths, 2,798 square feet of heated living space, a private elevator, and an oversized four-car garage.

The open floor plan features high ceilings, a gas fireplace, and a kitchen with solid wood cabinetry, solid-surface countertops, and built-in appliances. Upstairs includes the primary suite, a study/den, and guest bedrooms. Outdoor amenities include a heated saltwater pool with a 38-foot lap lane, an in-ground spa, covered living areas, and an outdoor kitchen-all overlooking the water with sunset views toward Anna Maria Island.

A deeded on-site boat slip includes a private dock with water and electric, a fish-cleaning station, and a 10,000-pound boat lift. Enjoy sunsets all year long! Walking distance to the beaches, shops and restaurants of Anna Maria Island!

Monthly Cost Estimate

$16,045/mo

20% down · 6.5% · 30 years

Principal$2,170
Interest$13,000
Insurance$875

Estimates only. Actual payments may vary.

Location

12917 42ND Terrace W

Cortez, FL 34215

SUNSET HARBOR

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

BalconyLightingOutdoor GrillOutdoor KitchenOutdoor ShowerPrivate Mailbox

Property Details

Flooring

VinylCarpetWoodTile

Construction

Block Cement Siding Frame

Views

HarborWater

Pool Features

Pool

Outdoor Features

PorchDeckPatio

Parking

OversizeOpenDriveway

Heating

Electric (Heating)Exhaust Fan (Heating)CentralPropane (Heating)

Cooling

Central Air

Appliances

Built-In OvenConvection OvenCooktopDishwasherDisposalDryerExhaust FanIce MakerMicrowaveRangeRange HoodRefrigeratorTankless Water HeaterWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 12917 42ND Terrace W is listed at $2,999,999 ($1,072/sqft). The estimated monthly payment is $16,045 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2023, 0.23 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Coffered Ceiling(s). Exterior Features: Balcony, Lighting, Outdoor Grill.

This property is listed by Charles Buky.

CB

Charles Buky

Agent at Coldwell Banker

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# A4709317· Source: Stellar MLS· 15 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12917 42ND Terrace W, Cortez, FL 34215

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