# 12917 42ND Terrace W, Cortez, FL 34215

> **TL;DR:** 4bd/4ba single family, $2,999,999 ($1072/sqft), built 2023, 2,798 sqft.
> Pool, Spa, Fireplace, Waterfront. Est. $16,045/mo. Listed 16 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,999,999 |
| Price/sqft | $1072 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,798 |
| Year Built | 2023 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 16 |

## Why This Home Stands Out

- **Pool** - Porch, Patio, Deck
- **Waterfront** - Waterfront location listed
- **Views** - Harbor, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $15,170 |
| Estimated Insurance | $875 |
| **Total** | **$16,045** |

## Key Amenities

- Pool
- Spa
- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2023
- 0.23 acre lot
- 2 stories
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Newly built direct bay front home in gated Sunset Harbor offers full sunset views over Anna Maria Island. Situated on a private cul-de-sac with 85 feet of Intracoastal Waterway frontage, the elevated residence includes 4 bedrooms, 3.5 baths, 2,798 square feet of heated living space, a private elevator, and an oversized four-car garage. The open floor plan features high ceilings, a gas fireplace, and a kitchen with solid wood cabinetry, solid-surface countertops, and built-in appliances. Upstairs includes the primary suite, a study/den, and guest bedrooms. Outdoor amenities include a heated saltwater pool with a 38-foot lap lane, an in-ground spa, covered living areas, and an outdoor kitchen-all overlooking the water with sunset views toward Anna Maria Island. A deeded on-site boat slip includes a private dock with water and electric, a fish-cleaning station, and a 10,000-pound boat lift. Enjoy sunsets all year long! Walking distance to the beaches, shops and restaurants of Anna Maria Island!

## Location

- **Address:** 12917 42ND Terrace W, Cortez, FL 34215
- **County:** Manatee
- **Neighborhood:** SUNSET HARBOR
- **Coordinates:** 27.473559, -82.691701
- **Google Maps:** https://www.google.com/maps?q=27.473559,-82.691701

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/stellar/A4709317

## Listing Agent

- **Name:** Charles Buky
- **Brokerage:** Coldwell Banker
- **Broker Phone:** (813) 754-3586
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12917-42nd-Ter-W_Cortez_FL_34215_M52696-99563?f=listhub&s=MFRMLSFL&m=A4709317&c=propsimple)

## Photos

![12917 42ND Terrace W - Photo 1](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1793315986r.jpg)

![12917 42ND Terrace W - Photo 2](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f4017249130r.jpg)

![12917 42ND Terrace W - Photo 3](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3240104037r.jpg)

![12917 42ND Terrace W - Photo 4](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3107739255r.jpg)

![12917 42ND Terrace W - Photo 5](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f4271782170r.jpg)

![12917 42ND Terrace W - Photo 6](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1488674782r.jpg)

![12917 42ND Terrace W - Photo 7](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3581459461r.jpg)

![12917 42ND Terrace W - Photo 8](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3522338999r.jpg)

![12917 42ND Terrace W - Photo 9](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f725036724r.jpg)

![12917 42ND Terrace W - Photo 10](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2378252279r.jpg)

![12917 42ND Terrace W - Photo 11](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f194195439r.jpg)

![12917 42ND Terrace W - Photo 12](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f930802827r.jpg)

![12917 42ND Terrace W - Photo 13](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3508424146r.jpg)

![12917 42ND Terrace W - Photo 14](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2830473100r.jpg)

![12917 42ND Terrace W - Photo 15](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3380804222r.jpg)

![12917 42ND Terrace W - Photo 16](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1131819157r.jpg)

![12917 42ND Terrace W - Photo 17](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1043818066r.jpg)

![12917 42ND Terrace W - Photo 18](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3205113319r.jpg)

![12917 42ND Terrace W - Photo 19](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1622220024r.jpg)

![12917 42ND Terrace W - Photo 20](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1247956423r.jpg)

![12917 42ND Terrace W - Photo 21](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f353804538r.jpg)

![12917 42ND Terrace W - Photo 22](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f39959760r.jpg)

![12917 42ND Terrace W - Photo 23](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f748707210r.jpg)

![12917 42ND Terrace W - Photo 24](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f221354420r.jpg)

![12917 42ND Terrace W - Photo 25](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f350384622r.jpg)

![12917 42ND Terrace W - Photo 26](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f726777472r.jpg)

![12917 42ND Terrace W - Photo 27](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1998806484r.jpg)

![12917 42ND Terrace W - Photo 28](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1401350136r.jpg)

![12917 42ND Terrace W - Photo 29](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3148477905r.jpg)

![12917 42ND Terrace W - Photo 30](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1043042894r.jpg)

![12917 42ND Terrace W - Photo 31](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3059928979r.jpg)

![12917 42ND Terrace W - Photo 32](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2538202051r.jpg)

![12917 42ND Terrace W - Photo 33](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1713513818r.jpg)

![12917 42ND Terrace W - Photo 34](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2329468768r.jpg)

![12917 42ND Terrace W - Photo 35](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2889108722r.jpg)

![12917 42ND Terrace W - Photo 36](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3723738262r.jpg)

![12917 42ND Terrace W - Photo 37](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1998270310r.jpg)

![12917 42ND Terrace W - Photo 38](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2013510610r.jpg)

![12917 42ND Terrace W - Photo 39](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2013510610r.jpg)

![12917 42ND Terrace W - Photo 40](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f2329468768r.jpg)

![12917 42ND Terrace W - Photo 41](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f445363061r.jpg)

![12917 42ND Terrace W - Photo 42](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f1352705901r.jpg)

![12917 42ND Terrace W - Photo 43](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f3887171927r.jpg)

![12917 42ND Terrace W - Photo 44](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f188172565r.jpg)

![12917 42ND Terrace W - Photo 45](http://lh.rdcpix.com/61ff2a82da18c82fa88c4635e8d02e69l-f4157870306r.jpg)

---

**MLS#:** A4709317 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12917-42nd-terrace-w-cortez-fl-34215-ddb1f93082de46fcb0f1e0d9a43c6f2c)

---

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