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About This Home

This 3-bedroom, 3-bathroom condo at 1294 Santa Victoria Road in Chula Vista, CA is listed for $700,000 ($442 per sqft). Built in 2020, the home offers 1,583 sqft of living space on a N/A lot.

Agent Description

Incredible opportunity to purchase this beautifully renovated 3 bedroom, 2.5 bath townhouse in the heart of the Montecito at Otay Ranch with a rare 2.75% VA loan assumption opportunity for both veterans and non-veterans, subject to lender and VA approval (buyer must qualify).

This two story townhouse features a wrap around fenced in patio, open concept living with kitchen, dining and living room flowing seamlessly together, lower level custom dark wood shutters, white shaker kitchen cabinets and dark gray countertops, white subway backsplash, large modern tile flooring throughout lower level.

Upstairs you will find all three bedrooms which includes the large primary bedroom featuring a beautiful en suite with dual vanities and a large walk-in closet. The two additional bedrooms and a full bath are just off the hallway, down the hall from the laundry closet and linen cabinet.

The attached one car garage has two storage racks, installed solar system, beautifully maintained grounds and blocks from Sonia Sotomayor Elementary and Otay Ranch High School nearby. The community of Montecito offers its residents many amenities which include a large pool, spa, fitness center, BBQ, clubhouse with kitchen, bocce ball and a playground.

Key Features

  • Built in 2020
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
2 full, 1 half
1 space
#2
2020

Amenities

SolarView

Monthly Cost Estimate

$3,744/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204

Estimates only. Actual payments may vary.

Location

1294 Santa Victoria Road

Chula Vista, CA 91913

Features & Amenities

Exterior Features

Community Features Included: GuttersBikingStreet LightsStorm DrainsSidewalksSuburbanPark

Property Details

Views

None

Cooling

Central AirElectric

Questions & Answers

This 3-bedroom, 3-bathroom condo at 1294 Santa Victoria Road is listed at $700,000 ($442/sqft). The estimated monthly payment is $3,033 based on 20% down at 6.5% interest.

Key features include: Built in 2020, 2 stories, 1 parking spaces. Exterior Features: Community Features Included: Gutters, Biking, Street Lights.

This property is listed by Ashley Yu and can be reached at 6196231834 or listwithyu@gmail.com.

AY

Ashley Yu

Agent at Coldwell Banker West

(619) 623-1834

Listed by Coldwell Banker West · View on Broker Site

MLS# PTP2602487· Source: listhub· Updated 59 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1294 Santa Victoria Road, Chula Vista, CA 91913

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