# 1295 E RAY Street, Hernando, FL 34442 > **TL;DR:** land, $150,000. Est. $802/mo. Listed 19 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $150,000 | | Lot Size | 167,706 sqft (3.85 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 19 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $758 | | Estimated Insurance | $44 | | **Total** | **$802** | ## Property Highlights - 3.85 acre lot ## Description ### Agent Description Discover the possibilities on this expansive 3.85-acre parcel located at 1295 E Ray St in Hernando, Florida. This corner lot offers ample paved road access, property provides plenty of room to create your own private retreat, or future investment opportunity. Flood zone X, no HOA fees, no flood insurance required! Property survey available! Aerial photo shows properties approximate outline in Red. Seller is also selling the 3.6 acre property, approximate outlined in Blue adjacent to this (address 1345 Ray St. MLS#TB8537411). Purchase both lots to secure nearly 7.5 acres! Conveniently located in the Hernando area, this spacious parcel gives you the opportunity to enjoy the natural beauty and laid-back lifestyle of Citrus County while remaining within reach of shopping, dining, outdoor recreation, and the surrounding communities. Close proximity to Citrus Hills Country Club! Whether you're looking for land to hold as an investment or searching for a larger homesite with room to spread out, this property is worth exploring. ## Location - **Address:** 1295 E RAY Street, Hernando, FL 34442 - **County:** Citrus - **Neighborhood:** HERCALA ACRES UNIT 02 - **Coordinates:** 28.890416, -82.412518 - **Google Maps:** https://www.google.com/maps?q=28.890416,-82.412518 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8537392 ## Listing Agent - **Name:** Anna Haley, PA - **Brokerage:** Epique - **Phone:** 8135017449 - **Broker Phone:** (512) 387-0722 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1295-E-Ray-St_Hernando_FL_34442_M60900-55238?f=listhub&s=MFRMLSFL&m=TB8537392&c=propsimple) ## Photos ![1295 E RAY Street - Photo 1](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f2244954148r.jpg) ![1295 E RAY Street - Photo 2](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f491134566r.jpg) ![1295 E RAY Street - Photo 3](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f4263011544r.jpg) ![1295 E RAY Street - Photo 4](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3978745262r.jpg) ![1295 E RAY Street - Photo 5](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3733148204r.jpg) ![1295 E RAY Street - Photo 6](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f101299419r.jpg) ![1295 E RAY Street - Photo 7](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f4167489713r.jpg) ![1295 E RAY Street - Photo 8](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3590519073r.jpg) ![1295 E RAY Street - Photo 9](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f1061096376r.jpg) ![1295 E RAY Street - Photo 10](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f4294414583r.jpg) ![1295 E RAY Street - Photo 11](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f2520362938r.jpg) ![1295 E RAY Street - Photo 12](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f2859325359r.jpg) ![1295 E RAY Street - Photo 13](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f2084834086r.jpg) ![1295 E RAY Street - Photo 14](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f1350604850r.jpg) ![1295 E RAY Street - Photo 15](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f157028046r.jpg) ![1295 E RAY Street - Photo 16](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f478197557r.jpg) ![1295 E RAY Street - Photo 17](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3426332589r.jpg) ![1295 E RAY Street - Photo 18](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3561195111r.jpg) ![1295 E RAY Street - Photo 19](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f3362903012r.jpg) ![1295 E RAY Street - Photo 20](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f4143537072r.jpg) ![1295 E RAY Street - Photo 21](http://lh.rdcpix.com/859b019142ea54ed00b4c40cdb13246el-f1820065125r.jpg) --- **MLS#:** TB8537392 | **Updated:** 2026-08-28 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1295-e-ray-street-hernando-fl-34442-b8537392) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1295-e-ray-street-hernando-fl-34442-b8537392#listing", "url": "https://www.propertysimple.ai/listing/1295-e-ray-street-hernando-fl-34442-b8537392", "name": "1295 E RAY Street, Hernando, FL 34442", "description": "Discover the possibilities on this expansive 3.85-acre parcel located at 1295 E Ray St in Hernando, Florida. This corner lot offers ample paved road access, property provides plenty of room to create your own private retreat, or future investment opportunity. Flood zone X, no HOA fees, no flood insurance required! Property survey available! Aerial photo shows properties approximate outline in Red. Seller is also selling the 3.6 acre property, approximate outlined in Blue adjacent to this (address 1345 Ray St. MLS#TB8537411). Purchase both lots to secure nearly 7.5 acres! Conveniently located in the Hernando area, this spacious parcel gives you the opportunity to enjoy the natural beauty and laid-back lifestyle of Citrus County while remaining within reach of shopping, dining, outdoor recreation, and the surrounding communities. Close proximity to Citrus Hills Country Club! 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