About This Home

This 5-bedroom, 3-bathroom single family at 12963 PALMETTO BLUFF Drive in Jacksonville, FL is listed for $629,000 ($209 per sqft). Built in 2022, the home offers 3,012 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2022
  • 0.18 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2022

Amenities

FireplaceA/C
Listing Description

Incredible location!! This stunning 5-bed, 3-bath home is beautifully upgraded and offers a formal living/dining room, airy loft, LOW HOA, and NO CDD--all just minutes to the beach and Mayo Clinic and close to shopping, dining, entertainment, downtown Jacksonville and major highways.

Step through the upgraded glass front door into a beautifully appointed interior with 9x72 luxury vinyl plank flooring, designer lighting, abundant windows providing tons of natural light, and exceptional storage throughout. The beautiful gourmet kitchen boasts a quartz center island, crisp white cabinetry with crown molding, double ovens, upgraded

Samsung refrigerator, cast iron Kohler sink, tile backsplash and a walk-in pantry with custom wood shelving and cabinetry. The open and inviting living room offers backyard views and an upgraded ceiling fan, while the elegant formal living/dining room creates a striking setting for entertaining with a stylish accent wall and electric fireplace.

A spacious 1st-floor guest suite provides a comfortable retreat, with easy access to a full bathroom. The elegant staircase with wood-look LVP treads and wrought-iron railings leads to spacious bedrooms and an airy loft/secondary family room. The oversized primary suite offer a ceiling fan, large walk-in wardrobe with custom closet system and luxurious en suite bath with dual-sink vanity, frameless tiled shower and relaxing garden tub.

Secondary bedrooms are generously sized, each with its own ceiling fan. Back downstairs, french doors open to an expansive screened lanai with modern tile flooring and an upgraded ceiling fan, an extended paver patio-perfect for morning coffee, evening cocktails and effortless entertaining year-round.

The expansive, fully fenced backyard offers plenty of room to play, gather or create your own outdoor oasis, with ample space for a firepit or your dream pool. Additional highlights include a beautifully landscaped front yard, charming covered front porch with stone accent detailing, laundry room with sink, cabinetry and built-in wood shelving, und

er-the-stair storage, built-in drop zone with shelving, security sensors in all windows, indoor security cameras and WiFi irrigation system. This is more than a home--it's a lifestyle defined by luxury, comfort, convenience and peace of mind.

Monthly Cost Estimate

$3,529/mo

20% down · 6.5% · 30 years

Principal$455
Interest$2,726
Insurance$183
HOA$165

Estimates only. Actual payments may vary.

Location

12963 PALMETTO BLUFF Drive

Jacksonville, FL 32225

Harbor Dunes

Features & Amenities

Interior Features

Breakfast BarBreakfast NookBuilt-in FeaturesCeiling Fan(s)Entrance FoyerKitchen IslandOpen FloorplanPantryPrimary Bathroom -Tub with Separate ShowerSmart HomeSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

CarpetTile

Construction

Fiber Cement Frame

Outdoor Features

PatioPorch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDouble OvenDryerElectric CooktopElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 12963 PALMETTO BLUFF Drive is listed at $629,000 ($209/sqft). The estimated monthly payment is $3,529 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $165/month.

Key features include: Built in 2022, 0.18 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Breakfast Nook, Built-in Features.

This property is listed by HENRIETTA THREATT.

HT

HENRIETTA THREATT

Agent at Real Broker LLC

Listed by Real Broker LLC · Broker phone: (855) 450-0442 · View on Broker Site · Broker website

MLS# 2168478· Source: realMLS· 22 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12963 PALMETTO BLUFF Drive, Jacksonville, FL 32225

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