# 12963 PALMETTO BLUFF Drive, Jacksonville, FL 32225 > **TL;DR:** 5bd/3ba single family, $629,000 ($209/sqft), built 2022, 3,012 sqft. > Fireplace, A/C, 2-car garage. Est. $3,529/mo. Listed 26 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $629,000 | | Price/sqft | $209 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 3,012 | | Year Built | 2022 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 26 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,181 | | Estimated Insurance | $183 | | HOA | $165 | | **Total** | **$3,529** | ## Nearby Schools - **Elementary:** Abess Park - **Middle:** Landmark - **High:** Sandalwood ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.18 acre lot - 2 stories - Fireplace ## Description ### Agent Description Incredible location!! This stunning 5-bed, 3-bath home is beautifully upgraded and offers a formal living/dining room, airy loft, LOW HOA, and NO CDD--all just minutes to the beach and Mayo Clinic and close to shopping, dining, entertainment, downtown Jacksonville and major highways. Step through the upgraded glass front door into a beautifully appointed interior with 9x72 luxury vinyl plank flooring, designer lighting, abundant windows providing tons of natural light, and exceptional storage throughout. The beautiful gourmet kitchen boasts a quartz center island, crisp white cabinetry with crown molding, double ovens, upgraded Samsung refrigerator, cast iron Kohler sink, tile backsplash and a walk-in pantry with custom wood shelving and cabinetry. The open and inviting living room offers backyard views and an upgraded ceiling fan, while the elegant formal living/dining room creates a striking setting for entertaining with a stylish accent wall and electric fireplace. A spacious 1st-floor guest suite provides a comfortable retreat, with easy access to a full bathroom. The elegant staircase with wood-look LVP treads and wrought-iron railings leads to spacious bedrooms and an airy loft/secondary family room. The oversized primary suite offer a ceiling fan, large walk-in wardrobe with custom closet system and luxurious en suite bath with dual-sink vanity, frameless tiled shower and relaxing garden tub. Secondary bedrooms are generously sized, each with its own ceiling fan. Back downstairs, french doors open to an expansive screened lanai with modern tile flooring and an upgraded ceiling fan, an extended paver patio-perfect for morning coffee, evening cocktails and effortless entertaining year-round. The expansive, fully fenced backyard offers plenty of room to play, gather or create your own outdoor oasis, with ample space for a firepit or your dream pool. Additional highlights include a beautifully landscaped front yard, charming covered front porch with stone accent detailing, laundry room with sink, cabinetry and built-in wood shelving, under-the-stair storage, built-in drop zone with shelving, security sensors in all windows, indoor security cameras and WiFi irrigation system. This is more than a home--it's a lifestyle defined by luxury, comfort, convenience and peace of mind. ## Location - **Address:** 12963 PALMETTO BLUFF Drive, Jacksonville, FL 32225 - **County:** Duval - **Neighborhood:** Harbor Dunes - **Coordinates:** 30.344425, -81.461787 - **Google Maps:** https://www.google.com/maps?q=30.344425,-81.461787 ## Listing Agent - **Name:** HENRIETTA THREATT - **Brokerage:** Real Broker LLC - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12963-Palmetto-Bluff-Dr_Jacksonville_FL_32225_M98365-31025?f=listhub&s=NEFMLS&m=2168478&c=propsimple) ## Photos ![12963 PALMETTO BLUFF Drive - Photo 1](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3338881750r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 2](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f4183125813r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 3](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2600981836r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 4](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3438260736r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 5](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f4048456659r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 6](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1871811309r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 7](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3308553257r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 8](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f345215674r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 9](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f819482245r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 10](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2495981125r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 11](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2131393443r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 12](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f789125944r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 13](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1377836544r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 14](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f780129256r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 15](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1678879183r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 16](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f683085775r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 17](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1627572631r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 18](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f400503758r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 19](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1113728034r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 20](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f672514705r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 21](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3474702452r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 22](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f474701934r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 23](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f6926702r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 24](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2270619243r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 25](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2896272557r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 26](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1002709565r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 27](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f470916768r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 28](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2187570726r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 29](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f473407373r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 30](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1831282936r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 31](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2531860404r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 32](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3105331519r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 33](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3054597028r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 34](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f666005759r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 35](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3028017920r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 36](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1350402015r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 37](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f604443026r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 38](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1174754604r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 39](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f807505691r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 40](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3306966093r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 41](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3909302510r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 42](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f1358860722r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 43](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f2650715555r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 44](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f3420803163r.jpg) ![12963 PALMETTO BLUFF Drive - Photo 45](http://lh.rdcpix.com/656fad35c392064336d900a5e265992cl-f4183125813r.jpg) --- **MLS#:** 2168478 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/12963-palmetto-bluff-drive-jacksonville-fl-32225-21f0532f2d8f405bad3519085cfe8784) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/12963-palmetto-bluff-drive-jacksonville-fl-32225-21f0532f2d8f405bad3519085cfe8784#listing", "url": "https://www.propertysimple.ai/listing/12963-palmetto-bluff-drive-jacksonville-fl-32225-21f0532f2d8f405bad3519085cfe8784", "name": "12963 PALMETTO BLUFF Drive, Jacksonville, FL 32225", "description": "Incredible location!! This stunning 5-bed, 3-bath home is beautifully upgraded and offers a formal living/dining room, airy loft, LOW HOA, and NO CDD--all just minutes to the beach and Mayo Clinic and close to shopping, dining, entertainment, downtown Jacksonville and major highways. Step through the upgraded glass front door into a beautifully appointed interior with 9x72 luxury vinyl plank flooring, designer lighting, abundant windows providing tons of natural light, and exceptional storage throughout. The beautiful gourmet kitchen boasts a quartz center island, crisp white cabinetry with crown molding, double ovens, upgraded Samsung refrigerator, cast iron Kohler sink, tile backsplash and a walk-in pantry with custom wood shelving and cabinetry. The open and inviting living room offers backyard views and an upgraded ceiling fan, while the elegant formal living/dining room creates a striking setting for entertaining with a stylish accent wall and electric fireplace. A spacious 1st-floor guest suite provides a comfortable retreat, with easy access to a full bathroom. The elegant staircase with wood-look LVP treads and wrought-iron railings leads to spacious bedrooms and an airy loft/secondary family room. The oversized primary suite offer a ceiling fan, large walk-in wardrobe with custom closet system and luxurious en suite bath with dual-sink vanity, frameless tiled shower and relaxing garden tub. Secondary bedrooms are generously sized, each with its own ceiling fan. Back downstairs, french doors open to an expansive screened lanai with modern tile flooring and an upgraded ceiling fan, an extended paver patio-perfect for morning coffee, evening cocktails and effortless entertaining year-round. The expansive, fully fenced backyard offers plenty of room to play, gather or create your own outdoor oasis, with ample space for a firepit or your dream pool. Additional highlights include a beautifully landscaped front yard, charming covered front porch with stone accent detailing, laundry room with sink, cabinetry and built-in wood shelving, under-the-stair storage, built-in drop zone with shelving, security sensors in all windows, indoor security cameras and WiFi irrigation system. 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