About This Home

This 4-bedroom, 3-bathroom single family at 12990 Keystone Terrace in North Miami, FL is listed for $3,350,000 ($1,086 per sqft). Built in 1959, the home offers 3,084 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 1959
  • 0.29 acre lot
  • 2 parking spaces
  • Private pool
  • Waterfront

Property Details

1 story
3 full
2-car garage
1959

Amenities

PoolWaterfrontViewA/CRV Parking
Listing Description

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access with no fixed bridges. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout.

A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas.

The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views-an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends.

Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle.

12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Monthly Cost Estimate

$17,917/mo

20% down · 6.5% · 30 years

Principal$2,423
Interest$14,517
Insurance$977

Estimates only. Actual payments may vary.

Location

12990 Keystone Terrace

North Miami, FL 33181

KEYSTONE ISLAND

Features & Amenities

Interior Features

BarCloset CabinetryHigh CeilingsKitchen IslandStorageVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

BarbecueLighting

Property Details

Flooring

CarpetMarbleTile

Construction

Block Concrete Stucco

Views

Water

Pool Features

Pool

Outdoor Features

Patio

Parking

DrivewayGarage - AttachedGarageOpenBoatCovered

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

FreezerElectric CooktopCooktopDishwasherDisposalDryerElectric RangeIce MakerMicrowaveOvenRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 12990 Keystone Terrace is listed at $3,350,000 ($1,086/sqft). The estimated monthly payment is $17,916 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1959, 0.29 acre lot, 2 parking spaces, Private pool, Waterfront. Interior Features: Bar, Closet Cabinetry, High Ceilings. Exterior Features: Barbecue, Lighting.

This property is listed by Jeffrey L Tricoli PA.

JP

Jeffrey L Tricoli PA

License 3082942

Agent at Keller Williams Preferred Partners

Listed by Keller Williams Preferred Partners · Broker phone: (561) 966-4000 · View on Broker Site · Broker website

MLS# B26072103· Source: BeachesMLS· 59 days on PropertySimple

Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12990 Keystone Terrace, North Miami, FL 33181

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