# 12992 Moultrie Street, Carmel, IN 46032

> **TL;DR:** 3bd/3ba condo, $469,900 ($224/sqft), built 2022, 2,095 sqft.
> Waterfront, A/C, 2-car garage. Est. $2,999/mo. Listed 23 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $469,900 |
| Price/sqft | $224 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,095 |
| Year Built | 2022 |
| Lot Size | 1,742 sqft (0.04 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Condo (Condominium) |
| Status | Pending |
| Days on Market | 23 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,376 |
| Estimated Insurance | $137 |
| HOA | $486 |
| **Total** | **$2,999** |

## Nearby Schools

- **High:** Carmel High School

## Key Amenities

- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 2022
- 0.04 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Welcome home to this bright, contemporary three-story townhome in the Village of WestClay, where sunlight fills every room and the view looks out over a tranquil pond and permanent green space. As a resident, you'll have full access to WestClay's premier amenities: three pools, fitness centers, clubhouses, tennis and pickleball courts, parks, playgrounds, miles of walking trails, and year-round community events for all ages, plus the shops and dining of the Village Center just a stroll away. Located in the acclaimed Carmel Clay Schools district, with an HOA that covers exterior maintenance, lawn care, and snow removal. Inside, the spacious first floor is ideal for entertaining or relaxing. The open main level features luxury vinyl plank flooring, custom 2" blinds, and a gourmet kitchen with white 42" cabinetry, quartz countertops, a tile backsplash, stainless steel appliances, a 36" gas cooktop, an oversized island, a coffee bar, and a cozy breakfast nook. Upstairs, three bedrooms offer room to rest and recharge, with California Closets systems in every closet. Washer and dryer included, along with Google Nest smart home features. End your day on the private balcony, watching the sunset over the pond, and you'll understand why this has been such a special place to call home. We can't wait to welcome you.

## Location

- **Address:** 12992 Moultrie Street, Carmel, IN 46032
- **County:** Hamilton
- **Neighborhood:** The Village of Westclay
- **Coordinates:** 39.976169, -86.206522
- **Google Maps:** https://www.google.com/maps?q=39.976169,-86.206522

## Listing Agent

- **Name:** Carlos Higareda
- **Brokerage:** eXp Realty
- **Broker Phone:** (888) 611-3912
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12992-Moultrie-St_Carmel_IN_46032_M97715-75187?f=listhub&s=MIBORIN&m=22130426&c=propsimple)

## Photos

![12992 Moultrie Street - Photo 1](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f4103655043r.jpg)

![12992 Moultrie Street - Photo 2](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f208520962r.jpg)

![12992 Moultrie Street - Photo 3](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f3181854334r.jpg)

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![12992 Moultrie Street - Photo 5](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2988734326r.jpg)

![12992 Moultrie Street - Photo 6](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2272422662r.jpg)

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![12992 Moultrie Street - Photo 8](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f806938791r.jpg)

![12992 Moultrie Street - Photo 9](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f3076976725r.jpg)

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![12992 Moultrie Street - Photo 32](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2230274569r.jpg)

![12992 Moultrie Street - Photo 33](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f67383621r.jpg)

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![12992 Moultrie Street - Photo 35](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2264325374r.jpg)

![12992 Moultrie Street - Photo 36](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f1843256422r.jpg)

![12992 Moultrie Street - Photo 37](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2764943642r.jpg)

![12992 Moultrie Street - Photo 38](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f853054012r.jpg)

![12992 Moultrie Street - Photo 39](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f1048932150r.jpg)

![12992 Moultrie Street - Photo 40](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f621237791r.jpg)

![12992 Moultrie Street - Photo 41](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2265060175r.jpg)

![12992 Moultrie Street - Photo 42](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f1040568362r.jpg)

![12992 Moultrie Street - Photo 43](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f3223106243r.jpg)

![12992 Moultrie Street - Photo 44](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f3652227486r.jpg)

![12992 Moultrie Street - Photo 45](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f401948034r.jpg)

![12992 Moultrie Street - Photo 46](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f1860500927r.jpg)

![12992 Moultrie Street - Photo 47](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2363474721r.jpg)

![12992 Moultrie Street - Photo 48](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f1776201709r.jpg)

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![12992 Moultrie Street - Photo 50](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f2866054508r.jpg)

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![12992 Moultrie Street - Photo 55](http://lh.rdcpix.com/7c8592a1b54070f38002f8a6a0186bb4l-f4103655043r.jpg)

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---

**MLS#:** 22130426 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Broker Listing Cooperative®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/12992-moultrie-street-carmel-in-46032-e06d2450127a40428a9f99ff5c71cfd0)

---

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