# 13 HOLLY CIR, Palmyra, VA 22963

> **TL;DR:** 3bd/3ba single family, $315,000 ($344/sqft), built 1992, 916 sqft.
> A/C. Est. $3,135/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $344 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 916 |
| Year Built | 1992 |
| Lot Size | 16,988 sqft (0.39 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 25 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,593 |
| Estimated Insurance | $92 |
| HOA | $1,450 |
| **Total** | **$3,135** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- A/C

## Property Highlights

- Built in 1992
- 0.39 acre lot
- 2 stories

## Description

### Agent Description
Welcome to 13 Holly Circle in Lake Monticello! This 3-bedroom, 2.5-bath home offers 1,632 square feet with a full basement, giving you plenty of room to spread out. The main level features a living room, dining room, kitchen, half bath, and three bedrooms with a full bath, while the freshly cleaned out basement adds additional finished space, a full bath, utility area, and plenty of possibilities for a rec room, home office, guest space, or whatever fits your needs. Situated on a .39-acre lot with public water and sewer, this home also includes a washer, dryer, refrigerator, dishwasher, microwave, and more. Enjoy all that the Lake Monticello community has to offer while still being an easy drive to Charlottesville. Offered at $315,000 and ready for its next chapter!

## Location

- **Address:** 13 HOLLY CIR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.923503, -78.307752
- **Google Maps:** https://www.google.com/maps?q=37.923503,-78.307752

## Listing Agent

- **Name:** LAUREN KOCH
- **Brokerage:** Real Estate III
- **Phone:** 4343056284
- **Broker Phone:** (434) 817-9200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13-Holly-Cir_Palmyra_VA_22963_M66841-83527?f=listhub&s=CAARMLSVA&m=680880&c=propsimple)

## Photos

![13 HOLLY CIR - Photo 1](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3570919618r.jpg)

![13 HOLLY CIR - Photo 2](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1555434047r.jpg)

![13 HOLLY CIR - Photo 3](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1296207557r.jpg)

![13 HOLLY CIR - Photo 4](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1139942118r.jpg)

![13 HOLLY CIR - Photo 5](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f2471749153r.jpg)

![13 HOLLY CIR - Photo 6](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3731437954r.jpg)

![13 HOLLY CIR - Photo 7](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3915347871r.jpg)

![13 HOLLY CIR - Photo 8](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f2344069226r.jpg)

![13 HOLLY CIR - Photo 9](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f444136137r.jpg)

![13 HOLLY CIR - Photo 10](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f2528669128r.jpg)

![13 HOLLY CIR - Photo 11](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f989123675r.jpg)

![13 HOLLY CIR - Photo 12](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3199168273r.jpg)

![13 HOLLY CIR - Photo 13](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3869628682r.jpg)

![13 HOLLY CIR - Photo 14](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1429117640r.jpg)

![13 HOLLY CIR - Photo 15](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f4272820279r.jpg)

![13 HOLLY CIR - Photo 16](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1275537184r.jpg)

![13 HOLLY CIR - Photo 17](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1337313229r.jpg)

![13 HOLLY CIR - Photo 18](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1991506212r.jpg)

![13 HOLLY CIR - Photo 19](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f1428203138r.jpg)

![13 HOLLY CIR - Photo 20](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f126767889r.jpg)

![13 HOLLY CIR - Photo 21](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f250483951r.jpg)

![13 HOLLY CIR - Photo 22](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3326422714r.jpg)

![13 HOLLY CIR - Photo 23](http://lh.rdcpix.com/7526d60a609fe4580f1db7d3d2d6bc6el-f3517453390r.jpg)

---

**MLS#:** 680880 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/13-holly-cir-palmyra-va-22963-a680880)

---

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