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About This Home

This 1-bedroom, 2-bathroom single family at 13 Pirates Drive in Key Largo, FL is listed for $689,000 ($944 per sqft). Built in 1953, the home offers 730 sqft of living space on a 0.37 acres lot.

Agent Description

Island Garden Retreat is a rare hideaway tucked beneath a canopy of mature tropical trees in the peaceful Key Largo neighborhood of Pirates Cove. Set across 15,890 square feet of lush, established landscape, this private cottage lives larger than its footprint, featuring vaulted wood-beamed ceilings, a warm island color palette, granite countertops, and a cozy breakfast counter.

Impact windows frame lush greenery and invite the outdoors in. Sliding doors open from the bedroom to a quiet garden patio, creating effortless indoor-outdoor living. A screened patio, open courtyard, fire pit, and multiple tucked-away garden spaces offer countless corners for your morning latte or a relaxing evening breeze.

Brick paver parking and walkways, an outdoor shower, storage, and a dedicated washer/dryer room add everyday convenience. Five contiguous lots, this serene and oversized property offers rare space and flexibility, room for a pool, garage, or future expansion of the existing home. Enjoy nearby Florida Bay access and a voluntary neighborhood boat ramp, all just minutes from Key Largo's dining and amenities, yet entirely tucked away in your own garden sanctuary.

Key Features

  • Built in 1953
  • 0.37 acre lot

Property Details

1 story
1 full, 1 half
1953

Amenities

ViewA/C

Monthly Cost Estimate

$3,935/mo

20% down · 6.5% · 30 years

Principal$498
Interest$2,986
Insurance$201
HOA$250

Estimates only. Actual payments may vary.

Location

13 Pirates Drive

Key Largo, FL 33037

Pirates Cove (Key Largo) (98.5)

Features & Amenities

Interior Features

Granite Counter TopDade County Pine

Exterior Features

Outdoor ShowerShedStorage

Property Details

Construction

CBS Concrete

Views

Water

Pool Features

Patio

Parking

Open

Cooling

Central Air

Appliances

WasherDryerRefrigeratorStainless Steel Appliance(s)

Questions & Answers

This 1-bedroom, 2-bathroom single family at 13 Pirates Drive is listed at $689,000 ($944/sqft). The estimated monthly payment is $3,236 based on 20% down at 6.5% interest.

HOA fees are $250/month.

Key features include: Built in 1953, 0.37 acre lot. Interior Features: Granite Counter Top, Dade County Pine. Exterior Features: Outdoor Shower, Shed, Storage.

This property is listed by Carolyn C Ambler and can be reached at 2033956773 or Carolyn@KeysWaterfront.com.

CA

Carolyn C Ambler

Agent at American Caribbean Real Estate, Christie's International Real Estate

(203) 395-6773

Listed by American Caribbean Real Estate, Christie's International Real Estate · View on Broker Site

MLS# 618777· Source: listhub· Updated 98 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13 Pirates Drive, Key Largo, FL 33037

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