About This Home

This 4-bedroom, 2-bathroom single family at 130 Bay Ave in Apalachicola, FL is listed for $625,000 ($223 per sqft). Built in 1984, the home offers 2,800 sqft of living space on a 0.69 acres lot.

Key Features

  • Built in 1984
  • 0.69 acre lot
  • 4 parking spaces
  • Waterfront

Property Details

1 story
2 full
4 spaces
1984

Amenities

WaterfrontViewA/C
Listing Description

Bay front custom home located in Apalachicola's historic south-side. Cash offers only please. Keep your boat at your private dock (accessed by a 400' boardwalk) for quick and easy access to Apalachicola bay and the Gulf of Mexico. One-half mile from 10 foot hole public boat launch and marina.

Bay views from most rooms in the house. A sunroom tucked away on the back of the house is the home's hidden gem providing a serene, private, and intimate area for sitting, reading, or just gathering your thoughts. Make this unique property your primary or get-a-way coastal home in laid back historic Apalachicola.

One-half mile to historic downtown. Watch the sun rise with the pelicans, gulls, eagles, hawks, and ospreys from your deck, or join the early morning walkers out for their daily dose of sunrise and fresh coastal air. Watching full moons rise over the bay are simply memorable.

Immediately upon entering the house its spacious and open-concept floor-plan is revealed. The east end of the home is laid out around the kitchen and interspersed with several sitting and dining areas. A 20' foot breakfast bar surrounds the cooking and food preparation areas.

It's easy to imagine entertaining and talking with friends and family when preparing and dining on fresh fish, crabs, and shrimp caught off your private dock. Use caution on boardwalk. Some dock pilings have incurred structural damage likely from "dock piling worms". Use of the boardwalk is discouraged. Personal effects, art work, and pictures will be removed prior to closing. House sold AS IS. The property was surveyed, inspected, and appraised in August 2026.

Monthly Cost Estimate

$3,343/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182

Estimates only. Actual payments may vary.

Location

130 Bay Ave

Apalachicola, FL 32320

No Named Subdivision

Features & Amenities

Interior Features

Breakfast BarBeamed CeilingsWalk-In Closet(s)

Exterior Features

DockHurricane Shutters

Property Details

Flooring

Carpet

Construction

Frame Wood Siding

Views

Water

Outdoor Features

DeckPorch

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

Multi UnitsElectricCentral AirCeiling Fan(s)

Appliances

DryerWasherDishwasherDisposalExhaust FanMicrowaveRefrigerator w/Ice MakerElectric OvenElectric Water Heater

Questions & Answers

This 4-bedroom, 2-bathroom single family at 130 Bay Ave is listed at $625,000 ($223/sqft). The estimated monthly payment is $3,342 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.69 acre lot, 4 parking spaces, Waterfront. Interior Features: Breakfast Bar, Beamed Ceilings, Walk-In Closet(s). Exterior Features: Dock, Hurricane Shutters.

This property is listed by Michael Billings and can be reached at 8502288100.

MB

Michael Billings

Agent at ST. GEORGE ISLAND REALTY

(850) 228-8100
Agent website

Listed by ST. GEORGE ISLAND REALTY · Broker phone: 850-927-4777 · View on Broker Site · Broker website

MLS# 321822· Source: Forgotten Coast Realtor Association· 302 days on PropertySimple

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

130 Bay Ave, Apalachicola, FL 32320

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