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About This Home

This 4-bedroom, 2-bathroom single family at 130 Cedar Creek Rd in Palatka, FL is listed for $565,000 ($389 per sqft). Built in 1964, the home offers 1,451 sqft of living space on a 0.86 acres lot.

Agent Description

Endless Opportunities on the St. Johns River! Weekend get-away, Airbnb, Guest or In-law suite. Main home has 3 bedrooms/1 Bath with open floor plan, updated large kitchen, tons of light with a lanai overlooking the river, gorgeous views, patio for grilling a great place to relax.

Separate living area is a 1 bedroom/1 bath, office, and kitchen. Property also has a shed, two covered parking areas, RV hook-up with 50-amp service, dock, and boat house with lift. New sump pump in 2025, new electric box and home rewired 2026. Seller is willing to let the pontoon boat stay. Stunning views of rainbows, sunrises, and full moon over the St. Johns River. Come enjoy River Life where you can swim, fish, boat, and relax.

Key Features

  • Built in 1964
  • 0.86 acre lot
  • Waterfront

Property Details

1 story
2 full
1964

Amenities

WaterfrontA/C

Monthly Cost Estimate

$3,022/mo

20% down · 6.5% · 30 years

Principal$409
Interest$2,448
Insurance$165

Estimates only. Actual payments may vary.

Location

130 Cedar Creek Rd

Palatka, FL 32177-6912

Cedar Creek

Property Details

Flooring

Tile

Construction

Frame Concrete Fiber Board

Parking

CarportCovered

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Questions & Answers

This 4-bedroom, 2-bathroom single family at 130 Cedar Creek Rd is listed at $565,000 ($389/sqft). The estimated monthly payment is $2,448 based on 20% down at 6.5% interest.

Key features include: Built in 1964, 0.86 acre lot, Waterfront.

This property is listed by Cheryl Dziurzynski and can be reached at 9043776986 or cheryld@watsonrealtycorp.com.

CD

Cheryl Dziurzynski

Agent at Watson Realty Corp (A1A)

(904) 377-6986

Listed by Watson Realty Corp (A1A) · View on Broker Site

MLS# 260401· Source: listhub· Updated 130 days ago

Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

130 Cedar Creek Rd, Palatka, FL 32177-6912

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