# 130 Indianapolis St, Palatka, FL 32640 > **TL;DR:** land, $11,900. Est. $63/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $11,900 | | Lot Size | 8,712 sqft (0.20 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $60 | | Estimated Insurance | $3 | | **Total** | **$63** | ## Property Highlights - 0.20 acre lot ## Description ### Agent Description RARE BUILD-READY 2-LOT BUNDLE! Exceptional opportunity to own a legally combined 0.20-acre homesite in West Lake Terrace, Hawthorne, FL. The lot combination has already been completed to satisfy subdivision building requirements, with an official 911 address assigned, reflected on the Property Appraiser's website as a recorded plat and boundary survey available. Clean title, Warranty Deed at closing, ALTA Owner's Title Policy on record, no back taxes, and NOT a tax deed or quitclaim sale. Flat, high, dry, mostly cleared lot in Flood Zone X (no flood insurance required). R-2 zoning allows site-built, manufactured, mobile, and qualifying tiny homes (per local codes). No HOA, no deed restrictions, and no deadline to build. Electricity available nearby. Conveniently located near Gainesville, Palatka, UF, lakes, parks, and outdoor recreation, with St. Augustine and Atlantic beaches just over an hour away. Looking for more space? The adjacent build-ready double lot at 134 Indianapolis St (Parcel #11-10-23-9303-0010-0190) has also been legally combined, assigned a 911 address, and is available separately, creating a rare opportunity for an expanded homesite, family compound, or investment. Build now or hold for future appreciation! ## Location - **Address:** 130 Indianapolis St, Palatka, FL 32640 - **County:** Putnam - **Neighborhood:** WEST LAKE - **Coordinates:** 29.644788, -81.973041 - **Google Maps:** https://www.google.com/maps?q=29.644788,-81.973041 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/mia/A12053540 ## Listing Agent - **Name:** Mariya Stoyanova · **License:** 3343472 - **Brokerage:** United Realty Group, Inc - **Phone:** 6466786477 - **Broker Phone:** (954) 450-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/130-Indiana-Ave_Hawthorne_FL_32640_M53465-07665?f=listhub&s=MAORFL&m=A12053540&c=propsimple) ## Photos ![130 Indianapolis St - Photo 1](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f1925433931r.jpg) ![130 Indianapolis St - Photo 2](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f407039723r.jpg) ![130 Indianapolis St - Photo 3](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f3364724667r.jpg) ![130 Indianapolis St - Photo 4](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f3900691218r.jpg) ![130 Indianapolis St - Photo 5](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f1404309021r.jpg) ![130 Indianapolis St - Photo 6](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f2738883104r.jpg) ![130 Indianapolis St - Photo 7](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f2827983703r.jpg) ![130 Indianapolis St - Photo 8](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f1157379314r.jpg) ![130 Indianapolis St - Photo 9](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f3823921991r.jpg) ![130 Indianapolis St - Photo 10](http://lh.rdcpix.com/ffcc4ab8e3b30928e9ab8654a4361ffdl-f3577357892r.jpg) --- **MLS#:** A12053540 | **Updated:** 2026-10-06 **Source:** listhub *Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/130-indianapolis-st-palatka-fl-32640-12053540) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/130-indianapolis-st-palatka-fl-32640-12053540#listing", "url": "https://www.propertysimple.ai/listing/130-indianapolis-st-palatka-fl-32640-12053540", "name": "130 Indianapolis St, Palatka, FL 32640", "description": "RARE BUILD-READY 2-LOT BUNDLE! Exceptional opportunity to own a legally combined 0.20-acre homesite in West Lake Terrace, Hawthorne, FL. The lot combination has already been completed to satisfy subdivision building requirements, with an official 911 address assigned, reflected on the Property Appraiser's website as a recorded plat and boundary survey available. Clean title, Warranty Deed at closing, ALTA Owner's Title Policy on record, no back taxes, and NOT a tax deed or quitclaim sale. Flat, high, dry, mostly cleared lot in Flood Zone X (no flood insurance required). R-2 zoning allows site-built, manufactured, mobile, and qualifying tiny homes (per local codes). No HOA, no deed restrictions, and no deadline to build. Electricity available nearby. Conveniently located near Gainesville, Palatka, UF, lakes, parks, and outdoor recreation, with St. Augustine and Atlantic beaches just over an hour away. Looking for more space? The adjacent build-ready double lot at 134 Indianapolis St (Parcel #11-10-23-9303-0010-0190) has also been legally combined, assigned a 911 address, and is available separately, creating a rare opportunity for an expanded homesite, family compound, or investment. 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