# 130 Settlement Ridge Drive #48, Marion, NC 28752 > **TL;DR:** single family, $490,000 ($1228/sqft), built 2017, 399 sqft. > View, A/C. Est. $9,171/mo. Listed 104 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $490,000 | | Price/sqft | $1228 | | Square Feet | 399 | | Year Built | 2017 | | Lot Size | 137,214 sqft (3.15 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 104 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,478 | | Estimated Insurance | $143 | | HOA | $6,550 | | **Total** | **$9,171** | ## Nearby Schools - **Elementary:** North Cove - **Middle:** West McDowell - **High:** McDowell ## Key Amenities - View - A/C ## Property Highlights - Built in 2017 - 3.15 acre lot - 2 stories ## Description ### Agent Description Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin allows for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains an. Antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground! ## Location - **Address:** 130 Settlement Ridge Drive #48, Marion, NC 28752 - **County:** McDowell - **Neighborhood:** Black Forest - **Coordinates:** 35.729356, -81.979262 - **Google Maps:** https://www.google.com/maps?q=35.729356,-81.979262 ## Listing Agent - **Name:** Dianne Reihl - **Brokerage:** Lake James Real Estate Inc - **Phone:** 8284432172 - **Broker Phone:** (828) 584-9999 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/130-Settlement-Ridge-Dr_Marion_NC_28752_M54588-16790?f=listhub&s=CMLSNC&m=4388960&c=propsimple) ## Photos ![130 Settlement Ridge Drive #48 - Photo 1](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2625843117r.jpg) ![130 Settlement Ridge Drive #48 - Photo 2](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f653133798r.jpg) ![130 Settlement Ridge Drive #48 - Photo 3](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f526733823r.jpg) ![130 Settlement Ridge Drive #48 - Photo 4](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f951167867r.jpg) ![130 Settlement Ridge Drive #48 - Photo 5](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3752863014r.jpg) ![130 Settlement Ridge Drive #48 - Photo 6](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2085789038r.jpg) ![130 Settlement Ridge Drive #48 - Photo 7](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1014559426r.jpg) ![130 Settlement Ridge Drive #48 - Photo 8](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1225753384r.jpg) ![130 Settlement Ridge Drive #48 - Photo 9](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3859220117r.jpg) ![130 Settlement Ridge Drive #48 - Photo 10](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1518478386r.jpg) ![130 Settlement Ridge Drive #48 - Photo 11](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1736681134r.jpg) ![130 Settlement Ridge Drive #48 - Photo 12](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f381344210r.jpg) ![130 Settlement Ridge Drive #48 - Photo 13](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2917862264r.jpg) ![130 Settlement Ridge Drive #48 - Photo 14](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f43334829r.jpg) ![130 Settlement Ridge Drive #48 - Photo 15](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f4219895188r.jpg) ![130 Settlement Ridge Drive #48 - Photo 16](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3433108312r.jpg) ![130 Settlement Ridge Drive #48 - Photo 17](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1971441551r.jpg) ![130 Settlement Ridge Drive #48 - Photo 18](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f852503341r.jpg) ![130 Settlement Ridge Drive #48 - Photo 19](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2466699182r.jpg) ![130 Settlement Ridge Drive #48 - Photo 20](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f292983596r.jpg) ![130 Settlement Ridge Drive #48 - Photo 21](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f947535904r.jpg) ![130 Settlement Ridge Drive #48 - Photo 22](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2863584338r.jpg) ![130 Settlement Ridge Drive #48 - Photo 23](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1206454056r.jpg) ![130 Settlement Ridge Drive #48 - Photo 24](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1763629044r.jpg) ![130 Settlement Ridge Drive #48 - Photo 25](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3485587967r.jpg) ![130 Settlement Ridge Drive #48 - Photo 26](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1477310007r.jpg) ![130 Settlement Ridge Drive #48 - Photo 27](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f728046524r.jpg) ![130 Settlement Ridge Drive #48 - Photo 28](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f513510571r.jpg) ![130 Settlement Ridge Drive #48 - Photo 29](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3833429105r.jpg) ![130 Settlement Ridge Drive #48 - Photo 30](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1395046755r.jpg) ![130 Settlement Ridge Drive #48 - Photo 31](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3531808022r.jpg) ![130 Settlement Ridge Drive #48 - Photo 32](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f630240020r.jpg) ![130 Settlement Ridge Drive #48 - Photo 33](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3528427852r.jpg) ![130 Settlement Ridge Drive #48 - Photo 34](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3136285200r.jpg) ![130 Settlement Ridge Drive #48 - Photo 35](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3431021112r.jpg) ![130 Settlement Ridge Drive #48 - Photo 36](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1109747392r.jpg) ![130 Settlement Ridge Drive #48 - Photo 37](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3272563884r.jpg) ![130 Settlement Ridge Drive #48 - Photo 38](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2526258673r.jpg) ![130 Settlement Ridge Drive #48 - Photo 39](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2053338463r.jpg) ![130 Settlement Ridge Drive #48 - Photo 40](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3351670667r.jpg) ![130 Settlement Ridge Drive #48 - Photo 41](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3891956414r.jpg) ![130 Settlement Ridge Drive #48 - Photo 42](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f2438591096r.jpg) ![130 Settlement Ridge Drive #48 - Photo 43](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f1521227342r.jpg) ![130 Settlement Ridge Drive #48 - Photo 44](http://lh.rdcpix.com/07f02cdc31c481e0dc2ecf6ad6cabc4cl-f3927574379r.jpg) --- **MLS#:** 4388960 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/130-settlement-ridge-drive-marion-nc-28752-4388960) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/130-settlement-ridge-drive-marion-nc-28752-4388960#listing", "url": "https://www.propertysimple.ai/listing/130-settlement-ridge-drive-marion-nc-28752-4388960", "name": "130 Settlement Ridge Drive #48, Marion, NC 28752", "description": "Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin allows for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains an. Antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. 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