About This Home

This 3-bedroom, 1-bathroom single family at 130 W Garfield Street in Waterman, IL is listed for $239,900 ($157 per sqft). Built in 1930, the home offers 1,530 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1930
  • 0.22 acre lot
  • 2 stories
  • 5 parking spaces
  • Fireplace

Property Details

2 stories
1 full
1-car garage
1930

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to 130 West Garfield! This charming 3-bedroom, 1-bath home is filled with character, beautiful original details, and several important updates. Built as a Sears home, the property showcases unique craftsmanship, including beautiful built-ins, arched doorways, and hardwood floors that add warmth and personality throughout.

The main level features a primary bedroom, making one-level living an option, along with inviting living spaces highlighted by a wood-burning fireplace. Hardwood flooring runs throughout much of the main level and upstairs, with durable tile flooring in the kitchen.

The bathroom was updated in 2025, and the upstairs windows were also replaced in 2025. Several major exterior improvements have already been completed, including a new roof in 2023 and a new concrete driveway in 2023. The home features aluminum siding, a refinished deck, and a yard shaded by large, mature hardwood trees.

The heated garage is another great bonus, especially during Illinois winters. A backup heater in the basement is also in place for an additional heat source in the event of a power outage. With its classic Sears-home character, original built-ins, arched openings, hardwood floors, mature trees, and thoughtful updates, 130 West Garfield offers the kind of charm you simply don't find in every home.

Monthly Cost Estimate

$1,283/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,040
Insurance$70

Estimates only. Actual payments may vary.

Location

130 W Garfield Street

Waterman, IL 60556

Property Details

Flooring

Hardwood

Construction

Aluminum Siding

Parking

Off StreetGarageDriveway

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorHumidifier

Questions & Answers

This 3-bedroom, 1-bathroom single family at 130 W Garfield Street is listed at $239,900 ($157/sqft). The estimated monthly payment is $1,283 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.22 acre lot, 2 stories, 5 parking spaces, Fireplace.

This property is listed by Nathan Gudmunson.

NG

Nathan Gudmunson

Agent at Honig Realty, Inc. (dba. Coldwell Banker Honig-Bell)

Listed by Honig Realty, Inc. (dba. Coldwell Banker Honig-Bell) · Broker phone: (815) 553-2411 · View on Broker Site · Broker website

MLS# 12739489· Source: Midwest Real Estate Data, LLC· 73 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

130 W Garfield Street, Waterman, IL 60556

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