About This Home

This 5-bedroom, 2-bathroom single family at 1305 Oak Street in Utica, NY is listed for $179,900 ($132 per sqft). Built in 1900, the home offers 1,368 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1900
  • 0.09 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
1900

Amenities

Hardwood
Listing Description

Welcome to 1305 Oak St! Offering nearly 1,400 square feet of space, this 5-bedroom, 1.5-bath home has been refreshed with updates throughout and is ready to enjoy. The home features beautifully refinished hardwood floors, a newly updated kitchen, a renovated bathroom, new furnace and vinyl windows.

With five bedrooms, there is plenty of room to spread out, while the additional bonus room on the second floor provides convenient extra space for storage, hobbies, or a variety of other uses. Conveniently located near shopping, MVCC, Utica University, Wynn Hospital, and other local amenities, this home offers a great combination of space, updates, and accessibility. A must-see!

Monthly Cost Estimate

$962/mo

20% down · 6.5% · 30 years

Principal$130
Interest$780
Insurance$52

Estimates only. Actual payments may vary.

Location

1305 Oak Street

Utica, NY 13502

Hamilton Park

Features & Amenities

Interior Features

AtticSeparateFormalDiningRoomSeparateFormalLivingRoom

Exterior Features

BlacktopDriveway

Property Details

Flooring

HardwoodVaries

Construction

Stucco

Parking

Garage

Heating

Natural GasForced Air

Appliances

ElectricOvenElectricRangeGasWaterHeaterRefrigerator

Questions & Answers

This 5-bedroom, 2-bathroom single family at 1305 Oak Street is listed at $179,900 ($132/sqft). The estimated monthly payment is $962 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.09 acre lot, 2 stories. Interior Features: Attic, SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: BlacktopDriveway.

This property is listed by Mikhail Polkhovskiy.

MP

Mikhail Polkhovskiy

License 10491208366

Agent at Home Pro Realty

Listed by Home Pro Realty · Broker phone: (315) 272-7623 · View on Broker Site · Broker website

MLS# S1717212· Source: New York State Alliance of MLSs, LLC· 35 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1305 Oak Street, Utica, NY 13502

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