# 1307 Rachael Lane, Waterloo, IL 62298

> **TL;DR:** 4bd/3ba single family, $389,000 ($124/sqft), built 1999, 3,144 sqft.
> Fireplace, A/C, 2-car garage. Est. $2,080/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,000 |
| Price/sqft | $124 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,144 |
| Year Built | 1999 |
| Lot Size | 12,632 sqft (0.29 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active Under Contract |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,967 |
| Estimated Insurance | $113 |
| **Total** | **$2,080** |

## Nearby Schools

- **Elementary:** WATERLOO DIST 5
- **Middle:** WATERLOO DIST 5
- **High:** Waterloo

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 1999
- 0.29 acre lot
- Fireplace

## Description

### Agent Description
Welcome to 1307 Rachael Lane, a beautifully appointed 4-bedroom, 3-bath home situated on a cul-de-sac and offering impressive living space on two finished levels. The bright, open main level features vaulted ceilings, skylights, rich wood flooring and walls of windows that fill the living, dining and kitchen areas with natural light. The kitchen offers white cabinetry, granite countertops, a spacious center island with seating, stainless steel appliances and a striking tile backsplash. The vaulted primary suite includes a private bath with a double vanity, corner tub and separate shower. Two additional bedrooms, a full hall bath and convenient main-level laundry complete this floor. The finished walkout lower level expands the possibilities with a generous recreation area, fireplace, built-in bar, fourth bedroom and third bath. French doors open to the poured patio and shaded backyard. A TV mount beneath the deck adds convenience for outdoor viewing. Enjoy the composite deck with vinyl railing or relax on the patio below. An attached 2-car garage and attractive brick-front exterior complete this move-in-ready Waterloo home.

## Location

- **Address:** 1307 Rachael Lane, Waterloo, IL 62298
- **County:** Monroe
- **Neighborhood:** Dannehold Farm Estates Ph 1
- **Coordinates:** 38.366621, -90.159778
- **Google Maps:** https://www.google.com/maps?q=38.366621,-90.159778

## Listing Agent

- **Name:** Brooke Mitchell
- **Brokerage:** Keller Williams Pinnacle
- **Broker Phone:** (618) 226-6447
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1307-Rachael-Ln_Waterloo_IL_62298_M80068-85419?f=listhub&s=MARISMO&m=26059348&c=propsimple)

## Photos

![1307 Rachael Lane - Photo 1](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f120639714r.jpg)

![1307 Rachael Lane - Photo 2](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1733454714r.jpg)

![1307 Rachael Lane - Photo 3](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1746141275r.jpg)

![1307 Rachael Lane - Photo 4](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3459335424r.jpg)

![1307 Rachael Lane - Photo 5](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f306917352r.jpg)

![1307 Rachael Lane - Photo 6](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f2861717518r.jpg)

![1307 Rachael Lane - Photo 7](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f2782173940r.jpg)

![1307 Rachael Lane - Photo 8](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1670666289r.jpg)

![1307 Rachael Lane - Photo 9](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f2740700116r.jpg)

![1307 Rachael Lane - Photo 10](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f2128195690r.jpg)

![1307 Rachael Lane - Photo 11](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3187833320r.jpg)

![1307 Rachael Lane - Photo 12](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1851155969r.jpg)

![1307 Rachael Lane - Photo 13](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f4107383743r.jpg)

![1307 Rachael Lane - Photo 14](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3895761003r.jpg)

![1307 Rachael Lane - Photo 15](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f785615420r.jpg)

![1307 Rachael Lane - Photo 16](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f4021130971r.jpg)

![1307 Rachael Lane - Photo 17](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1118803716r.jpg)

![1307 Rachael Lane - Photo 18](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1361151912r.jpg)

![1307 Rachael Lane - Photo 19](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3116443695r.jpg)

![1307 Rachael Lane - Photo 20](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f159336310r.jpg)

![1307 Rachael Lane - Photo 21](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f103772567r.jpg)

![1307 Rachael Lane - Photo 22](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f218024550r.jpg)

![1307 Rachael Lane - Photo 23](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f255133366r.jpg)

![1307 Rachael Lane - Photo 24](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f4257632611r.jpg)

![1307 Rachael Lane - Photo 25](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1498583620r.jpg)

![1307 Rachael Lane - Photo 26](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f812558380r.jpg)

![1307 Rachael Lane - Photo 27](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1879607731r.jpg)

![1307 Rachael Lane - Photo 28](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3938476570r.jpg)

![1307 Rachael Lane - Photo 29](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3196666318r.jpg)

![1307 Rachael Lane - Photo 30](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3296393321r.jpg)

![1307 Rachael Lane - Photo 31](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f3005386949r.jpg)

![1307 Rachael Lane - Photo 32](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f264490005r.jpg)

![1307 Rachael Lane - Photo 33](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f2127293051r.jpg)

![1307 Rachael Lane - Photo 34](http://lh.rdcpix.com/559be0ddcad9654bdfea4fcc4404536el-f1624805584r.jpg)

---

**MLS#:** 26059348 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1307-rachael-lane-waterloo-il-62298-c7044a21f7444120aad72ab66fcb3275)

---

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