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About This Home

This 2-bedroom, 2-bathroom single family at 131 Hemlock Road in Banner Elk, NC is listed for $387,000 ($239 per sqft). Built in 1986, the home offers 1,618 sqft of living space on a 0.36 acres lot.

Agent Description

Tucked into the scenic beauty of the Blue Ridge Mountains of North Carolina, this inviting two-bedroom, two-bath mountain home offers the perfect blend of comfort, style, and investment potential. Located in the casual mountain community of Mill Ridge, the property captures the relaxed spirit of mountain living while providing access to sought-after amenities and outdoor recreation.

Step inside to a spacious great room highlighted by soaring cathedral tongue-and-groove ceilings and an impressive stone fireplace that anchors the living space with warm mountain character. The newly remodeled kitchen features granite countertops, new appliances, and a clean, functional layout -ideal for entertaining or unwinding after a day outdoors.

Recent updates include new luxury vinyl plank flooring throughout and refreshed bathrooms, giving the home a move-in-ready feel. Outside, an expansive open deck provides a front-row seat to sweeping valley and mountain views-perfect for morning coffee, evening sunsets, or gathering with friends.

Mill Ridge residents enjoy a variety of amenities including a swimming pool, tennis courts, clubhouse, hiking trails, and direct access to the scenic Watauga River, well known for excellent trout fishing. With vacation rentals permitted, this mountain getaway offers flexibility as a full-time residence, second home, or income-producing investment-all within one of the most beautiful regions of the Blue Ridge. Monthly fee includes water, sewer roads, amenities.

Key Features

  • Built in 1986
  • 0.36 acre lot

Property Details

2 full
1986

Monthly Cost Estimate

$2,070/mo

20% down · 6.5% · 30 years

Principal$280
Interest$1,677
Insurance$113

Estimates only. Actual payments may vary.

Location

131 Hemlock Road

Banner Elk, NC 28604

Mill Ridge

Questions & Answers

This 2-bedroom, 2-bathroom single family at 131 Hemlock Road is listed at $387,000 ($239/sqft). The estimated monthly payment is $1,677 based on 20% down at 6.5% interest.

Key features include: Built in 1986, 0.36 acre lot.

This property is listed by Maria Owens and can be reached at (828) 406-8016 or mariaowensrealty@gmail.com.

MO

Maria Owens

Agent at Realty One Group Results-Boone

(828) 406-8016

Listed by Realty One Group Results-Boone · View on Broker Site

MLS# 260348· Source: listhub· Updated 81 days ago

Copyright © 2026 High Country Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

131 Hemlock Road, Banner Elk, NC 28604

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