# 131 Hemlock Road, Banner Elk, NC 28604 > **TL;DR:** 2bd/2ba single family, $324,900 ($201/sqft), built 1986, 1,618 sqft. Est. $1,738/mo. Listed 198 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $324,900 | | Price/sqft | $201 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,618 | | Year Built | 1986 | | Lot Size | 15,682 sqft (0.36 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 198 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | **Total** | **$1,738** | ## Property Highlights - Built in 1986 - 0.36 acre lot ## Description ### Agent Description Tucked into the scenic beauty of the Blue Ridge Mountains of North Carolina, this inviting two-bedroom, two-bath mountain home offers the perfect blend of comfort, style, and investment potential. Located in the casual mountain community of Mill Ridge, the property captures the relaxed spirit of mountain living while providing access to sought-after amenities and outdoor recreation. Step inside to a spacious great room highlighted by soaring cathedral tongue-and-groove ceilings and an impressive stone fireplace that anchors the living space with warm mountain character. The newly remodeled kitchen features granite countertops, new appliances, and a clean, functional layout -ideal for entertaining or unwinding after a day outdoors. Recent updates include new luxury vinyl plank flooring throughout and refreshed bathrooms, giving the home a move-in-ready feel. Outside, an expansive open deck provides a front-row seat to sweeping valley and mountain views-perfect for morning coffee, evening sunsets, or gathering with friends. Mill Ridge residents enjoy a variety of amenities including a swimming pool, tennis courts, clubhouse, hiking trails, and direct access to the scenic Watauga River, well known for excellent trout fishing. With vacation rentals permitted, this mountain getaway offers flexibility as a full-time residence, second home, or income-producing investment-all within one of the most beautiful regions of the Blue Ridge. Monthly fee includes water, sewer roads, amenities. ## Location - **Address:** 131 Hemlock Road, Banner Elk, NC 28604 - **County:** Watauga - **Neighborhood:** Mill Ridge - **Coordinates:** 36.152807, -81.775944 - **Google Maps:** https://www.google.com/maps?q=36.152807,-81.775944 ## Listing Agent - **Name:** Maria Owens - **Brokerage:** Realty One Group Results - **Phone:** 8287731625 - **Broker Phone:** (828) 406-8016 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/131-Hemlock-Rd_Banner-Elk_NC_28604_M60656-20762?f=listhub&s=HCAORNC&m=260348&c=propsimple) ## Photos ![131 Hemlock Road - Photo 1](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f4061415434r.jpg) ![131 Hemlock Road - Photo 2](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1057762918r.jpg) ![131 Hemlock Road - Photo 3](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f848540912r.jpg) ![131 Hemlock Road - Photo 4](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f834838280r.jpg) ![131 Hemlock Road - Photo 5](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2026863413r.jpg) ![131 Hemlock Road - Photo 6](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2676244443r.jpg) ![131 Hemlock Road - Photo 7](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f3232137050r.jpg) ![131 Hemlock Road - Photo 8](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1856485533r.jpg) ![131 Hemlock Road - Photo 9](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1526246753r.jpg) ![131 Hemlock Road - Photo 10](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2627452521r.jpg) ![131 Hemlock Road - Photo 11](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f3048867363r.jpg) ![131 Hemlock Road - Photo 12](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f793801742r.jpg) ![131 Hemlock Road - Photo 13](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1175249137r.jpg) ![131 Hemlock Road - Photo 14](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2142367986r.jpg) ![131 Hemlock Road - Photo 15](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2481992792r.jpg) ![131 Hemlock Road - Photo 16](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2332246563r.jpg) ![131 Hemlock Road - Photo 17](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f439845939r.jpg) ![131 Hemlock Road - Photo 18](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1340146331r.jpg) ![131 Hemlock Road - Photo 19](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f545342854r.jpg) ![131 Hemlock Road - Photo 20](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1909650313r.jpg) ![131 Hemlock Road - Photo 21](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2076449096r.jpg) ![131 Hemlock Road - Photo 22](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2413442631r.jpg) ![131 Hemlock Road - Photo 23](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2717936926r.jpg) ![131 Hemlock Road - Photo 24](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2626623110r.jpg) ![131 Hemlock Road - Photo 25](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f936915890r.jpg) ![131 Hemlock Road - Photo 26](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f1149680589r.jpg) ![131 Hemlock Road - Photo 27](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2101653717r.jpg) ![131 Hemlock Road - Photo 28](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2890584359r.jpg) ![131 Hemlock Road - Photo 29](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f3476689976r.jpg) ![131 Hemlock Road - Photo 30](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2802561201r.jpg) ![131 Hemlock Road - Photo 31](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f410730218r.jpg) ![131 Hemlock Road - Photo 32](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f371033987r.jpg) ![131 Hemlock Road - Photo 33](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f3321289527r.jpg) ![131 Hemlock Road - Photo 34](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f3253441852r.jpg) ![131 Hemlock Road - Photo 35](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2797838994r.jpg) ![131 Hemlock Road - Photo 36](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2506555031r.jpg) ![131 Hemlock Road - Photo 37](http://lh.rdcpix.com/b235271527f3887d8e15ccf15232047dl-f2051087876r.jpg) --- **MLS#:** 260348 | **Updated:** 2026-09-25 **Source:** listhub *Copyright © 2026 High Country Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/131-hemlock-road-banner-elk-nc-28604-c260348) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/131-hemlock-road-banner-elk-nc-28604-c260348#listing", "url": "https://www.propertysimple.ai/listing/131-hemlock-road-banner-elk-nc-28604-c260348", "name": "131 Hemlock Road, Banner Elk, NC 28604", "description": "Tucked into the scenic beauty of the Blue Ridge Mountains of North Carolina, this inviting two-bedroom, two-bath mountain home offers the perfect blend of comfort, style, and investment potential. 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Mill Ridge residents enjoy a variety of amenities including a swimming pool, tennis courts, clubhouse, hiking trails, and direct access to the scenic Watauga River, well known for excellent trout fishing. With vacation rentals permitted, this mountain getaway offers flexibility as a full-time residence, second home, or income-producing investment-all within one of the most beautiful regions of the Blue Ridge. 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