About This Home

This 3-bedroom, 2-bathroom single family at 131 Hill Street in Urbana, OH is listed for $265,000 ($141 per sqft). Built in 1900, the home offers 1,880 sqft of living space on a 0.82 acres lot.

Key Features

  • Built in 1900
  • 0.82 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full, 1 half
1900

Amenities

FireplaceHardwoodA/C
Listing Description

Due to the location in Champaign County there are a number of rural and government backed loans you may qualify for such as USDA some of which have as low as 0 down payments. Having just under an acre is a rare find! Plus a shed with electricity ready for projects or storage, this property offers the space and flexibility that's hard to find in town.

This Old-Style home is conveniently located in very close proximity to downtown and the fairgrounds. In addition to the home this property sits on a total of 3 parcels which includes over a half-acre lot plus loads of parking. It also includes a powered 21x15 shed, a raised garden area and a tree lined view.

A new deck was added in 2023 that spans the back of the house and then wraps around the one side. There is also a welcoming front porch that leads into the main floor which includes a large living room with exposed beams, hardwood floors, and a wood-burning stove plus a very nicely updated 1st floor half bath.

Most of the lighting has been updated in the last few years. French doors open to the dining room and to a completely remodeled farm styled kitchen with new GE refrigerator, range, dishwasher plus a built-in whirlpool microwave as well as new cabinets, countertops, flooring, backsplash, sink and flooring.

Sitting adjacent to the kitchen is a utility room, a nicely updated half bath, access to the cellar and then the bonus of a cheery window-filled sunroom with views of the beautiful backyard. The bedrooms are on the second floor which has all new flooring in April of 2025.

The primary bedroom almost feels like it could have been two rooms originally as it is extra-large with two closets. There is a full bath with a double vanity. The roof was new in 2024, the deck in 2023, the fence that encloses the upper part of yard and privacy fence by the parking area in 2022. the kitchen in 2026. Opportunities like this are rare, don't miss your chance to make this unique property your own!

Monthly Cost Estimate

$1,417/mo

20% down · 6.5% · 30 years

Principal$192
Interest$1,148
Insurance$77

Estimates only. Actual payments may vary.

Location

131 Hill Street

Urbana, OH 43078

S W Hitt Sub

Features & Amenities

Interior Features

Ceiling Fan(s)

Property Details

Flooring

WoodVinylHardwood

Construction

Stucco Wood Siding

Outdoor Features

DeckPorch

Parking

None

Heating

Forced AirNatural Gas

Cooling

Window Unit(s)

Appliances

DishwasherMicrowaveRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 131 Hill Street is listed at $265,000 ($141/sqft). The estimated monthly payment is $1,417 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.82 acre lot, 2 stories, Fireplace. Interior Features: Ceiling Fan(s).

This property is listed by Lisa Smedley.

LS

Lisa Smedley

Agent at Home City Real Estate

Listed by Home City Real Estate · Broker phone: (937) 505-3875 · View on Broker Site

MLS# 1046237· Source: Western Regional Information System & Technology, Inc.· 144 days on PropertySimple

Copyright © 2026 Western Regional Information System & Technology, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

131 Hill Street, Urbana, OH 43078

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