About This Home

This 4-bedroom, 3-bathroom single family at 131 Mallard Baye in Rutledge, TN is listed for $849,000 ($226 per sqft). Built in 2006, the home offers 3,754 sqft of living space on a 1.06 acres lot.

Key Features

  • Built in 2006
  • 1.06 acre lot
  • Private pool
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
2006

Amenities

PoolFireplaceWaterfrontHardwood
Listing Description

Looking for a home that is lakefront? Check! Dockable? Check! With a swimming pool? Check! All-Brick with low maintenance needs? Check! All this for close to $200 per square foot? Check! The home sits on a Cherokee Lake cove with more than100 feet of seasonal lakefront access.

Since it is at the mouth of a lake cove you will typically have water lapping your backyard from May through the end of August. Photos displayed showing the lake were taken August 21st of this year. The home currently has a permit for a dock and the building of a gazebo.

The current owners have never built the gazebo, but the permits are transferable to the new owner, so one can still be built if you wish. The interior of the home has 4 bedrooms and three full bathrooms with a finished basement. The living area includes 3 bedrooms and two full bathrooms.

The primary bedroom/bathroom is quite large. Homes being built today do not have bedrooms this size. ''Real'' hardwood floors are throughout, with ceramic tiles in the kitchen and bathrooms. The open floor plan segues nicely into the kitchen/dining area.

The granite countertops are gorgeous. As the owner of Cherokee Lake Realty, I have sold many a home with granite counter tops, but the coloring on these is unique and really makes the kitchen ''pop.'' A top-of-the-line Viking gas range should be adequate for those gourmet cooks that prefer gas over electricity.

The basement features a family/game room, a bedroom, and a full bathroom. Plus, there is an additional sitting area and a craft room. Add all this square footage up and you're looking at over 3,700 square feet of living space. A two-car garage on the main level is complemented by a lower garage which will fit a car, a boat or jet skis, or the space can simply be used as a workshop.

The home is impressive throughout, but the true entertainment focal point is the backyard. Set on more than one acre of land, the property offers exceptional privacy as it gently leads to the aforementioned lake cove where one can relax and enjoy nature.

The heated saltwater inground pool features a cascading waterfall and provides a healthier, more comfortable, and cost-efficient swimming experience than a traditional chlorine pool. Swimmers often describe the water as softer and gentler on the skin and hair, with less chemical odor--an added benefit for children, older adults, and those with allergies.

And, with the added benefits of preventing bleaching and green hair effects common in traditional chlorine pools. When the temperatures cool in East Tennessee, the pool will still provide a pleasant, soothing experience as it is heated, with its own designated heat pump.

This outdoor space has also been meticulously and professionally landscaped by a local nursery. Unlike most homes in the Mallard Baye subdivision which have private wells as a water source, this home has access to public water. High-speed fiber internet is also available, allowing you to work seamlessly at home if the need arises.

The property is located in historic Grainger County, with its scenic farmland, but close to all necessary amenities. Jefferson Memorial Hospital and Walmart are within 15 miles. Knoxville, Tennessee's third largest city, is 37 miles. Tennessee with four full mild seasons, within an 8-hour drive of 20 neighboring states, and NO state income tax & LOW property taxes!

At over 3,700 square feet of living space this home comes in at approximately $226 per square foot. This cost does not factor in the additional expense that would be involved in adding a $100,000+ saltwater, heated pool, or the cost of the one plus acre of lakefront land.

This home could not be built today at this price. The Homes & Land magazine videographer that took the photos indicated that this would be a $2 million home in Knoxville. In fact, in December of 2024 a home two doors down sold for $925,000. With no swimming pool!

Monthly Cost Estimate

$4,541/mo

20% down · 6.5% · 30 years

Principal$614
Interest$3,679
Insurance$248

Estimates only. Actual payments may vary.

Location

131 Mallard Baye

Rutledge, TN 37861

Mallard Bay

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenGranite CountersHigh CeilingsHigh Speed InternetKitchen IslandOpen FloorplanPantrySmart ThermostatSoaking TubWalk-In Closet(s)

Exterior Features

DockRain Gutters

Property Details

Flooring

TileCarpetHardwood

Construction

Brick

Pool Features

Pool

Outdoor Features

PorchDeck

Heating

Fireplace(s)Heat Pump (Heating)

Cooling

Ceiling Fan(s)Heat Pump

Appliances

DryerDishwasherElectric Water HeaterGas CooktopGas OvenGas RangeMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 131 Mallard Baye is listed at $849,000 ($226/sqft). The estimated monthly payment is $4,541 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2006, 1.06 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Granite Counters. Exterior Features: Dock, Rain Gutters.

This property is listed by Felix Valdes and can be reached at 8654718222.

FV

Felix Valdes

Agent at Cherokee Lake Realty

(865) 471-8222
Agent website

Listed by Cherokee Lake Realty · Broker phone: (865) 471-8222 · View on Broker Site · Broker website

MLS# 712795· Source: Lakeway Area Association of Realtors· 19 days on PropertySimple

Copyright © 2026 Lakeway Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

131 Mallard Baye, Rutledge, TN 37861

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