# 13100 Keystone Ter, North Miami, FL 33181

> **TL;DR:** 5bd/5ba single family, $3,335,000 ($1036/sqft), built 1968, 3,220 sqft.
> Pool, Waterfront, View, A/C. Est. $17,837/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,335,000 |
| Price/sqft | $1036 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 3,220 |
| Year Built | 1968 |
| Lot Size | 9,749 sqft (0.22 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Deck, Patio
- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $16,864 |
| Estimated Insurance | $973 |
| **Total** | **$17,837** |

## Nearby Schools

- **Elementary:** David Lawrence Jr K-8
- **High:** Alonzo and Tracy Mourning Sr. High

## Key Amenities

- Pool
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1968
- 0.22 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay. The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC-a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.

## Location

- **Address:** 13100 Keystone Ter, North Miami, FL 33181
- **County:** Miami-Dade
- **Neighborhood:** KEYSTONE ISLAND NO 5
- **Coordinates:** 25.898148, -80.148316
- **Google Maps:** https://www.google.com/maps?q=25.898148,-80.148316

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/mia/A11723294

## Listing Agent

- **Name:** Jeffrey Koebel · **License:** 0547393
- **Brokerage:** Montgomery & Koebel,Inc
- **Broker Phone:** (305) 606-2252
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13100-Keystone-Ter_North-Miami_FL_33181_M56740-08137?f=listhub&s=MAORFL&m=A12105048&c=propsimple)

## Photos

![13100 Keystone Ter - Photo 1](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1925164269r.jpg)

![13100 Keystone Ter - Photo 2](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3577603842r.jpg)

![13100 Keystone Ter - Photo 3](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1508924146r.jpg)

![13100 Keystone Ter - Photo 4](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2553186951r.jpg)

![13100 Keystone Ter - Photo 5](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3256647005r.jpg)

![13100 Keystone Ter - Photo 6](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2098854904r.jpg)

![13100 Keystone Ter - Photo 7](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f530289840r.jpg)

![13100 Keystone Ter - Photo 8](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1847335315r.jpg)

![13100 Keystone Ter - Photo 9](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3101394822r.jpg)

![13100 Keystone Ter - Photo 10](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f154931950r.jpg)

![13100 Keystone Ter - Photo 11](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f461642845r.jpg)

![13100 Keystone Ter - Photo 12](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3406417809r.jpg)

![13100 Keystone Ter - Photo 13](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3989482481r.jpg)

![13100 Keystone Ter - Photo 14](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3826066480r.jpg)

![13100 Keystone Ter - Photo 15](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4134438609r.jpg)

![13100 Keystone Ter - Photo 16](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4168305410r.jpg)

![13100 Keystone Ter - Photo 17](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2418258896r.jpg)

![13100 Keystone Ter - Photo 18](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2538928403r.jpg)

![13100 Keystone Ter - Photo 19](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3116654180r.jpg)

![13100 Keystone Ter - Photo 20](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2056193001r.jpg)

![13100 Keystone Ter - Photo 21](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1571173257r.jpg)

![13100 Keystone Ter - Photo 22](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f427249900r.jpg)

![13100 Keystone Ter - Photo 23](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3550763553r.jpg)

![13100 Keystone Ter - Photo 24](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4169959384r.jpg)

![13100 Keystone Ter - Photo 25](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1428522126r.jpg)

![13100 Keystone Ter - Photo 26](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f547813109r.jpg)

![13100 Keystone Ter - Photo 27](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f57927511r.jpg)

![13100 Keystone Ter - Photo 28](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1457356253r.jpg)

![13100 Keystone Ter - Photo 29](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1989948789r.jpg)

![13100 Keystone Ter - Photo 30](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3841478279r.jpg)

![13100 Keystone Ter - Photo 31](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1829857268r.jpg)

![13100 Keystone Ter - Photo 32](http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f318136448r.jpg)

---

**MLS#:** A12105048 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#listing",
  "url": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4",
  "name": "13100 Keystone Ter, North Miami, FL 33181",
  "description": "Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay. The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC-a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.",
  "image": [
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1925164269r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3577603842r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1508924146r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2553186951r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3256647005r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2098854904r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f530289840r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1847335315r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3101394822r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f154931950r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f461642845r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3406417809r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3989482481r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3826066480r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4134438609r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4168305410r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2418258896r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2538928403r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3116654180r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2056193001r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1571173257r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f427249900r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3550763553r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4169959384r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1428522126r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f547813109r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f57927511r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1457356253r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1989948789r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3841478279r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1829857268r.jpg",
    "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f318136448r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1925164269r.jpg",
    "caption": "13100 Keystone Ter - North Miami, FL"
  },
  "datePosted": "2026-10-20T21:56:48.848Z",
  "dateModified": "2026-10-20T21:56:48.848Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#property",
    "name": "13100 Keystone Ter, North Miami, FL 33181",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "13100 Keystone Ter",
      "addressLocality": "North Miami",
      "addressRegion": "FL",
      "postalCode": "33181",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 25.898148,
      "longitude": -80.148316
    },
    "image": [
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1925164269r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3577603842r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1508924146r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2553186951r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3256647005r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2098854904r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f530289840r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1847335315r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3101394822r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f154931950r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f461642845r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3406417809r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3989482481r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3826066480r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4134438609r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4168305410r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2418258896r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2538928403r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3116654180r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f2056193001r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1571173257r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f427249900r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3550763553r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f4169959384r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1428522126r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f547813109r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f57927511r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1457356253r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1989948789r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f3841478279r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f1829857268r.jpg",
      "http://lh.rdcpix.com/18459b5c618ce13c69f3f4fb0fb86dc8l-f318136448r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "A12105048"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 5,
    "numberOfBathroomsTotal": 5,
    "numberOfFullBathrooms": 4,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 3220,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1968,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Electric, Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Built-In Oven, Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Marble, Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Block"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Water"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck, Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.22 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#offer",
    "url": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4",
    "price": 3335000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#agent",
    "name": "Jeffrey Koebel",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/13100-keystone-ter-north-miami-fl-33181-8f7e06bc344f479da657e05ccfaaa8a4#brokerage",
      "name": "Montgomery & Koebel,Inc",
      "telephone": "(305) 606-2252"
    }
  }
}
```