About This Home

This 3-bedroom, 3-bathroom single family at 13123 Eldridge Road in Harrison, TN is listed for $849,900 ($476 per sqft). Built in 2008, the home offers 1,785 sqft of living space on a 0.98 acres lot.

Key Features

  • Built in 2008
  • 0.98 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full, 2 half
1-car garage
2008

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Enjoy year-round waterfront living on the main channel of Chickamauga Lake, where peaceful lake views and everyday comfort come together. Designed to take full advantage of its setting, this inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows across the rear of the home, filling the living space with natural light and showcasing beautiful water views.

The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that give the home its classic cabin character. The kitchen features leathered granite countertops, a full pantry, and an easy, functional layout, while the living area is centered around a fireplace with gas logs.

Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another spot to enjoy views of the lake. The finished walk-out basement provides even more flexible living space with lake views, laundry, abundant storage, and a partially finished bath that is already plumbed for the addition of a shower.

Outside is where this property truly shines. A newly installed composite wraparound deck provides plenty of space to relax, entertain, and enjoy the waterfront setting. An asphalt path and stairs lead to the lake, where you'll find a covered dock with composite decking, a boat slip added in 2025, and a boat lift.

With year-round water, the dock is ready for boating, fishing, dining by the water, or simply soaking up the sunshine. Additional updates and features include a new roof, newly paved asphalt driveway, ample parking, and a detached garage offering convenient storage for lake gear, jet skis, a side-by-side, and more. Whether you're searching for a full-time residence or a lake getaway, this Chickamauga Lake property offers the space, setting, and waterfront amenities to make the most of lake life.

Monthly Cost Estimate

$4,545/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248

Estimates only. Actual payments may vary.

Location

13123 Eldridge Road

Harrison, TN 37341

Jeanna Ests

Features & Amenities

Interior Features

Beamed CeilingsCathedral Ceiling(s)Ceiling Fan(s)Eat-in KitchenEn SuiteEntrance FoyerGranite CountersHigh CeilingsOpen FloorplanPrimary DownstairsRecessed LightingSitting AreaSplit BedroomsStorageTub/shower Combo

Exterior Features

Boat SlipDockDock - StationaryDog RunPrivate YardRain GuttersStorage

Property Details

Flooring

HardwoodTileVinyl

Construction

Fiber Cement

Views

WaterLake

Outdoor Features

Porch

Parking

Off StreetDriveway

Heating

CentralElectric (Heating)

Cooling

Multi UnitsCentral AirElectric

Appliances

Water PurifierRefrigeratorFree-Standing FreezerFree-Standing Electric RangeElectric Water HeaterDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 13123 Eldridge Road is listed at $849,900 ($476/sqft). The estimated monthly payment is $4,546 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2008, 0.98 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Beamed Ceilings, Cathedral Ceiling(s), Ceiling Fan(s). Exterior Features: Boat Slip, Dock, Dock - Stationary.

This property is listed by Kristen Goins and can be reached at 4234025574.

KG

Kristen Goins

License 381286

Agent at Century 21 1st Choice Realtors

(423) 402-5574
Agent website

Listed by Century 21 1st Choice Realtors · Broker phone: 423-478-2332 · View on Broker Site · Broker website

MLS# 1543316· Source: Greater Chattanooga Association of REALTORS· 4 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13123 Eldridge Road, Harrison, TN 37341

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