About This Home

This 3-bedroom, 3-bathroom single family at 1314 Montgomery Street in Urbana, IL is listed for $245,000 ($129 per sqft). Built in 2004, the home offers 1,898 sqft of living space on a N/A lot.

Key Features

  • Built in 2004
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
2004

Amenities

FireplaceA/C
Listing Description

Exceptionally maintained and ready for new owners. Step inside and fall in love! This beautiful home offers a thoughtful, open layout with separate living spaces, a large eat-in kitchen flowing seamlessly into the family room/dining room. Enjoy 3 generously sized bedrooms, 2.5 bathrooms, and the convenience of a second-floor laundry.

Enjoy a welcoming covered front porch, and a full basement offering plenty of storage, workshop space, and future expansion potential. Freshly painted with new flooring from the foyer throughout the kitchen. Siding and roof new 5-6 years, Trane high-eff furnace and central air 4-5 years old. New flooring in kitchen and bathrooms. Home will be preInspected. Schedule your showing today!

Monthly Cost Estimate

$1,310/mo

20% down · 6.5% · 30 years

Principal$177
Interest$1,062
Insurance$71

Estimates only. Actual payments may vary.

Location

1314 Montgomery Street

Urbana, IL 61802

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Parking

GarageOpen

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1314 Montgomery Street is listed at $245,000 ($129/sqft). The estimated monthly payment is $1,310 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 2 stories, 2 parking spaces, Fireplace.

This property is listed by Joanna Smith.

JS

Joanna Smith

Agent at Real Broker LLC

Listed by Real Broker LLC · Broker phone: (630) 439-6385 · View on Broker Site · Broker website

MLS# 12762209· Source: Midwest Real Estate Data, LLC· 35 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1314 Montgomery Street, Urbana, IL 61802

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