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About This Home

This 2-bedroom, 2-bathroom single family at 1320 Villa Bay Dr in Tool, TX is listed for $299,000 ($218 per sqft). Built in 1980, the home offers 1,372 sqft of living space on a 0.28 acres lot.

Agent Description

BACK FROM PENDING: Buyer lost his cash partner! Motivated Seller - Bring All Offers! Priced Below Tax Value! Unique opportunity for price-conscientious buyers to own a Cedar Creek Lake waterfront property with 88 platted waterfront feet on good water in a good neighborhood with no manufactured homes AND with lots of potential.

It has two bedrooms and two baths with an enclosed patio which could be converted to an additional bedroom or used as a second living area. This 'fixer upper' is in need of updating and has some deferred maintenance but is currently occupied. Take a look at this property - it won't last long!

Key Features

  • Built in 1980
  • 0.28 acre lot
  • Waterfront

Property Details

1 story
2 full
1980

Amenities

WaterfrontA/C

Monthly Cost Estimate

$1,599/mo

20% down · 6.5% · 30 years

Principal$216
Interest$1,296
Insurance$87

Estimates only. Actual payments may vary.

Location

1320 Villa Bay Dr

Tool, TX 75143

Features & Amenities

Interior Features

WBFP

Exterior Features

PatioCovered/Enclosed PatioRetaining WallBoat Dock

Property Details

Pool Features

Patio

Parking

Carport

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalOvenVent Hood

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1320 Villa Bay Dr is listed at $299,000 ($218/sqft). The estimated monthly payment is $1,296 based on 20% down at 6.5% interest.

Key features include: Built in 1980, 0.28 acre lot, Waterfront. Interior Features: WBFP. Exterior Features: Patio, Covered/Enclosed Patio, Retaining Wall.

This property is listed by Janice Haney and can be reached at 9725290551 or Janice@JaniceHaney.com.

JH

Janice Haney

Agent at Ebby Halliday Realtors - Cedar Creek Lake

(972) 529-0551

Listed by Ebby Halliday Realtors - Cedar Creek Lake · View on Broker Site

MLS# 110090· Source: listhub· Updated 163 days ago

Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1320 Villa Bay Dr, Tool, TX 75143

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