# 1320 Villa Bay Dr, Tool, TX 75143

> **TL;DR:** 2bd/2ba single family, $299,000 ($218/sqft), built 1980, 1,372 sqft.
> Waterfront, A/C. Est. $1,296/mo. Listed 163 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $299,000 |
| Price/sqft | $218 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,372 |
| Year Built | 1980 |
| Lot Size | 12,371 sqft (0.28 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 163 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,296 |
| **Total** | **$1,296** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1980
- 0.28 acre lot
- Waterfront

## Description

### Agent Description
BACK FROM PENDING: Buyer lost his cash partner! Motivated Seller - Bring All Offers! Priced Below Tax Value! Unique opportunity for price-conscientious buyers to own a Cedar Creek Lake waterfront property with 88 platted waterfront feet on good water in a good neighborhood with no manufactured homes AND with lots of potential. It has two bedrooms and two baths with an enclosed patio which could be converted to an additional bedroom or used as a second living area. This 'fixer upper' is in need of updating and has some deferred maintenance but is currently occupied. Take a look at this property - it won't last long!

## Location

- **Address:** 1320 Villa Bay Dr, Tool, TX 75143
- **County:** Henderson
- **Coordinates:** 32.2741659, -96.1624453
- **Google Maps:** https://www.google.com/maps?q=32.2741659,-96.1624453

## Listing Agent

- **Name:** Janice Haney
- **Brokerage:** Ebby Halliday Realtors - Cedar Creek Lake
- **Phone:** 9725290551
- **Email:** Janice@JaniceHaney.com

## Primary Photo

![1320 Villa Bay Dr - Primary Photo](http://lh.rdcpix.com/459a678457b5dc513a8be840cad4f6efl-f1852971275r.jpg)

*13 total photos available on [listing page](https://www.propertysimple.com/listing/1320-villa-bay-dr-tool-tx-75143-x110090)*

---

**MLS#:** 110090 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1320-villa-bay-dr-tool-tx-75143-x110090)

---

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