# 1326 HARBOR RD, Annapolis, MD 21403 > **TL;DR:** 4bd/4ba single family, $975,000, built 2012. Est. $5,214/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $975,000 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Year Built | 2012 | | Lot Size | 12,197 sqft (0.28 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 2 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,930 | | Estimated Insurance | $284 | | **Total** | **$5,214** | ## Property Highlights - Built in 2012 - 0.28 acre lot ## Description ### Agent Description Experience resort like living in the water-oriented community of Oyster Harbor Why choose between elegance and Chesapeake living when you can have both This stunning property offers the perfect blend of style and comfort with the ease of access to a plethora of sought after water-oriented community amenities The main level features a beautiful, open kitchen with walk-in pantry, stainless steel appliances, center island, and large eat-in space. The living room is truly the heart of the home featuring a cozy gas/propane fireplace- perfect for gathering for cozy evenings at home. The upper floor is home to all four bedrooms- two of which have attached bathrooms and walk-in closets- and the upper level laundry adds convenience to daily living. The attached garage, with space for two vehicles and additional storage, provides practicality without compromising on style with a large driveway making it easy for guest parking. One of the standout features of this property is the spacious deck and large backyard- indoor/ outdoor living at its finest The community of Oyster Harbor offers an exclusive lifestyle for water enthusiasts, with opportunities for boating, fishing, and enjoying the natural beauty of the bay. Enjoy easy access to many community amenities including: a large beach with gazebo, two tot lots (one on the beach), three community marinas, boat ramp, fishing pier, kayak storage, and more This home is not just a residence; it's a gateway to a lifestyle of luxury and leisure. Experience the perfect blend of modern amenities and serene surroundings in this exceptional Oyster Harbor property. ## Location - **Address:** 1326 HARBOR RD, Annapolis, MD 21403 - **County:** Anne Arundel - **Neighborhood:** OYSTER HARBOR - **Coordinates:** 38.92459, -76.46981 - **Google Maps:** https://www.google.com/maps?q=38.92459,-76.46981 ## Listing Agent - **Name:** Sarah Myer - **Brokerage:** Long & Foster Real Estate - **Broker Phone:** 4102633400 ## Photos ![1326 HARBOR RD - Photo 1](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3389093837r.jpg) ![1326 HARBOR RD - Photo 2](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2531696607r.jpg) ![1326 HARBOR RD - Photo 3](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1920682844r.jpg) ![1326 HARBOR RD - Photo 4](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2483006561r.jpg) ![1326 HARBOR RD - Photo 5](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3691827808r.jpg) ![1326 HARBOR RD - Photo 6](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1246704195r.jpg) ![1326 HARBOR RD - Photo 7](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2706608454r.jpg) ![1326 HARBOR RD - Photo 8](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2703290627r.jpg) ![1326 HARBOR RD - Photo 9](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3016045655r.jpg) ![1326 HARBOR RD - Photo 10](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f985151247r.jpg) ![1326 HARBOR RD - Photo 11](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2094421930r.jpg) ![1326 HARBOR RD - Photo 12](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f299009055r.jpg) ![1326 HARBOR RD - Photo 13](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f30079403r.jpg) ![1326 HARBOR RD - Photo 14](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3562863104r.jpg) ![1326 HARBOR RD - Photo 15](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3882791243r.jpg) ![1326 HARBOR RD - Photo 16](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1092810946r.jpg) ![1326 HARBOR RD - Photo 17](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1145788657r.jpg) ![1326 HARBOR RD - Photo 18](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1165300791r.jpg) ![1326 HARBOR RD - Photo 19](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f235017252r.jpg) ![1326 HARBOR RD - Photo 20](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2545261421r.jpg) ![1326 HARBOR RD - Photo 21](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3489914202r.jpg) ![1326 HARBOR RD - Photo 22](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f248350755r.jpg) ![1326 HARBOR RD - Photo 23](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f605611339r.jpg) ![1326 HARBOR RD - Photo 24](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f905371159r.jpg) ![1326 HARBOR RD - Photo 25](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f45803569r.jpg) ![1326 HARBOR RD - Photo 26](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2808839415r.jpg) ![1326 HARBOR RD - Photo 27](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3084525480r.jpg) ![1326 HARBOR RD - Photo 28](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2877318819r.jpg) ![1326 HARBOR RD - Photo 29](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2269136789r.jpg) ![1326 HARBOR RD - Photo 30](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2211487444r.jpg) ![1326 HARBOR RD - Photo 31](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3949136704r.jpg) ![1326 HARBOR RD - Photo 32](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f903889805r.jpg) ![1326 HARBOR RD - Photo 33](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2677363609r.jpg) ![1326 HARBOR RD - Photo 34](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3460999701r.jpg) ![1326 HARBOR RD - Photo 35](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1545509196r.jpg) ![1326 HARBOR RD - Photo 36](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3477658735r.jpg) ![1326 HARBOR RD - Photo 37](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3792892600r.jpg) ![1326 HARBOR RD - Photo 38](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2627833630r.jpg) ![1326 HARBOR RD - Photo 39](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3950899763r.jpg) ![1326 HARBOR RD - Photo 40](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2556659641r.jpg) ![1326 HARBOR RD - Photo 41](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2633422659r.jpg) ![1326 HARBOR RD - Photo 42](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3623336831r.jpg) ![1326 HARBOR RD - Photo 43](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1625006699r.jpg) ![1326 HARBOR RD - Photo 44](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f324259771r.jpg) ![1326 HARBOR RD - Photo 45](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f827180413r.jpg) ![1326 HARBOR RD - Photo 46](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f3397855281r.jpg) ![1326 HARBOR RD - Photo 47](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2749946807r.jpg) ![1326 HARBOR RD - Photo 48](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f246390777r.jpg) ![1326 HARBOR RD - Photo 49](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1796768237r.jpg) ![1326 HARBOR RD - Photo 50](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f1656078212r.jpg) ![1326 HARBOR RD - Photo 51](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f566900819r.jpg) ![1326 HARBOR RD - Photo 52](http://lh.rdcpix.com/35305666e9bbc38afdbe08f99ca9c479l-f2170869332r.jpg) --- **MLS#:** MDAA2157478 | **Updated:** 2026-10-08 **Source:** listhub *Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1326-harbor-rd-annapolis-md-21403-a2157478) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1326-harbor-rd-annapolis-md-21403-a2157478#listing", "url": "https://www.propertysimple.ai/listing/1326-harbor-rd-annapolis-md-21403-a2157478", "name": "1326 HARBOR RD, Annapolis, MD 21403", "description": "Experience resort like living in the water-oriented community of Oyster Harbor Why choose between elegance and Chesapeake living when you can have both This stunning property offers the perfect blend of style and comfort with the ease of access to a plethora of sought after water-oriented community amenities The main level features a beautiful, open kitchen with walk-in pantry, stainless steel appliances, center island, and large eat-in space. The living room is truly the heart of the home featuring a cozy gas/propane fireplace- perfect for gathering for cozy evenings at home. The upper floor is home to all four bedrooms- two of which have attached bathrooms and walk-in closets- and the upper level laundry adds convenience to daily living. The attached garage, with space for two vehicles and additional storage, provides practicality without compromising on style with a large driveway making it easy for guest parking. One of the standout features of this property is the spacious deck and large backyard- indoor/ outdoor living at its finest The community of Oyster Harbor offers an exclusive lifestyle for water enthusiasts, with opportunities for boating, fishing, and enjoying the natural beauty of the bay. 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