# 134 Arnold Road, Panama City Beach, FL 32413

> **TL;DR:** land, $198,900. Est. $862/mo. Listed 490 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $198,900 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 490 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $862 |
| **Total** | **$862** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Property Highlights

- 0.11 acre lot

## Description

### Agent Description
OWNER FINANCING AT 8.75% INTEREST FOR 30 YEARS. Great commercial property in the hot 79 corridor. Great for a medical building, restaurant, strip center and many other commercial uses or a residential homesite. high and dry lot minutes to the beach, Pier Park and Frank Brown Park.

## Location

- **Address:** 134 Arnold Road, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** Gulf Highlands
- **Coordinates:** 30.23276, -85.8862
- **Google Maps:** https://www.google.com/maps?q=30.23276,-85.8862

## Listing Agent

- **Name:** DJ T Janovyak
- **Brokerage:** Emerald Coast Realty Group
- **Phone:** 8502352551
- **Email:** djanovyak@me.com

## Primary Photo

![134 Arnold Road - Primary Photo](http://lh.rdcpix.com/9f1ee1fd721f3b08693e6b84801f5c37l-f3169090799r.jpg)

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**MLS#:** 767759 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/134-arnold-road-panama-city-beach-fl-32413-l767759)

---

## Structured Data

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  "@type": "RealEstateListing",
  "name": "134 Arnold Road, Panama City Beach, FL 32413",
  "description": "OWNER FINANCING AT 8.75% INTEREST FOR 30 YEARS. Great commercial property in the hot 79 corridor. Great for a medical building, restaurant, strip center and many other commercial uses or a residential homesite. high and dry lot minutes to the beach, Pier Park and Frank Brown Park.",
  "url": "https://www.propertysimple.com/listing/134-arnold-road-panama-city-beach-fl-32413-l767759",
  "image": "http://lh.rdcpix.com/9f1ee1fd721f3b08693e6b84801f5c37l-f3169090799r.jpg",
  "datePosted": "2026-06-18",
  "price": 198900,
  "priceCurrency": "USD",
  "address": {
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    "streetAddress": "134 Arnold Road",
    "addressLocality": "Panama City Beach",
    "addressRegion": "FL",
    "postalCode": "32413",
    "addressCountry": "US"
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    "latitude": 30.23276,
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  "yearBuilt": null
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```