# 134 BOWFIN Drive, Palatka, FL 32177

> **TL;DR:** 3bd/3ba single family, $497,000 ($196/sqft), built 2004, 2,540 sqft.
> Pool, Fireplace, Waterfront, A/C. Est. $2,658/mo. Listed 87 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $497,000 |
| Price/sqft | $196 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,540 |
| Year Built | 2004 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 87 |

## Why This Home Stands Out

- **Pool** - Patio, Porch
- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,513 |
| Estimated Insurance | $145 |
| **Total** | **$2,658** |

## Key Amenities

- Pool
- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2004
- 0.23 acre lot
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

## Location

- **Address:** 134 BOWFIN Drive, Palatka, FL 32177
- **County:** Putnam
- **Neighborhood:** St Johns Harbor
- **Coordinates:** 29.763786, -81.570509
- **Google Maps:** https://www.google.com/maps?q=29.763786,-81.570509

## Virtual Tour & Media

- **Video Tour:** https://urldefense.proofpoint.com/v2/url?u=https-3A__track.pstmrk.it_3s_app.eastcoastvtours.com-252Fsites-252Fenqdxjmk-252Funbranded_cUpU_xXLGAQ_Aw_7ddec233-2D16b0-2D4722-2Dad90-2Def1c25443ffe_16_rSjc1PggvV&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=kLAbQQLDq8nfMVdvn6EImlBw26UHdV0Yvrbs9ANc0v8&m=EjdCYHK4gZTAfh-S-V8Eip5Yd_9oFA9If2pKRANUN2_Oqm4shoMru6UewF3T0d4T&s=oWaciwb7N-L6lZenjnF9-CUZ0fHJ3O3uUyNfcGrO6fo&e=

## Listing Agent

- **Name:** MARGARET ZAHNER
- **Brokerage:** Coldwell Banker Ben Bates, Inc.
- **Phone:** 3863361263
- **Broker Phone:** (386) 328-6716
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/134-Bowfin-Dr_Palatka_FL_32177_M69662-13771?f=listhub&s=NEFMLS&m=2154030&c=propsimple)

## Photos

![134 BOWFIN Drive - Photo 1](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3128219927r.jpg)

![134 BOWFIN Drive - Photo 2](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1986335168r.jpg)

![134 BOWFIN Drive - Photo 3](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4130256864r.jpg)

![134 BOWFIN Drive - Photo 4](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1406027821r.jpg)

![134 BOWFIN Drive - Photo 5](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f66754577r.jpg)

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![134 BOWFIN Drive - Photo 9](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f306600500r.jpg)

![134 BOWFIN Drive - Photo 10](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4083310445r.jpg)

![134 BOWFIN Drive - Photo 11](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3707200345r.jpg)

![134 BOWFIN Drive - Photo 12](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4187330725r.jpg)

![134 BOWFIN Drive - Photo 13](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2649015954r.jpg)

![134 BOWFIN Drive - Photo 14](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3791231136r.jpg)

![134 BOWFIN Drive - Photo 15](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2899503318r.jpg)

![134 BOWFIN Drive - Photo 16](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4009791946r.jpg)

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![134 BOWFIN Drive - Photo 19](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3183820865r.jpg)

![134 BOWFIN Drive - Photo 20](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1752423937r.jpg)

![134 BOWFIN Drive - Photo 21](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3850432073r.jpg)

![134 BOWFIN Drive - Photo 22](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f961253503r.jpg)

![134 BOWFIN Drive - Photo 23](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2801364397r.jpg)

![134 BOWFIN Drive - Photo 24](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1257500421r.jpg)

![134 BOWFIN Drive - Photo 25](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f393121515r.jpg)

![134 BOWFIN Drive - Photo 26](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1385268975r.jpg)

![134 BOWFIN Drive - Photo 27](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1278934640r.jpg)

![134 BOWFIN Drive - Photo 28](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f402750887r.jpg)

![134 BOWFIN Drive - Photo 29](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f94892361r.jpg)

![134 BOWFIN Drive - Photo 30](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3329908666r.jpg)

![134 BOWFIN Drive - Photo 31](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3097955217r.jpg)

![134 BOWFIN Drive - Photo 32](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2927007941r.jpg)

![134 BOWFIN Drive - Photo 33](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1121807873r.jpg)

![134 BOWFIN Drive - Photo 34](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3031670379r.jpg)

![134 BOWFIN Drive - Photo 35](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4049342990r.jpg)

![134 BOWFIN Drive - Photo 36](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2571029829r.jpg)

![134 BOWFIN Drive - Photo 37](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f423647542r.jpg)

![134 BOWFIN Drive - Photo 38](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f749423724r.jpg)

![134 BOWFIN Drive - Photo 39](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f1698613834r.jpg)

![134 BOWFIN Drive - Photo 40](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3438628112r.jpg)

![134 BOWFIN Drive - Photo 41](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f635994761r.jpg)

![134 BOWFIN Drive - Photo 42](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f3921218432r.jpg)

![134 BOWFIN Drive - Photo 43](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f143492185r.jpg)

![134 BOWFIN Drive - Photo 44](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2941324588r.jpg)

![134 BOWFIN Drive - Photo 45](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f520177925r.jpg)

![134 BOWFIN Drive - Photo 46](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f4034752932r.jpg)

![134 BOWFIN Drive - Photo 47](http://lh.rdcpix.com/f166cfc8c4d444590992cd5797102145l-f2999484098r.jpg)

---

**MLS#:** 2154030 | **Updated:** 2026-09-30
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/134-bowfin-drive-palatka-fl-32177-2154030)

---

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