# 134 Cain Road, Panama City Beach, FL 32413 > **TL;DR:** land, $925,000. > Waterfront, View. Est. $4,947/mo. Listed 203 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $925,000 | | Lot Size | 32,234 sqft (0.74 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 203 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,677 | | Estimated Insurance | $270 | | **Total** | **$4,947** | ## Nearby Schools - **Elementary:** West Bay - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View ## Property Highlights - 0.74 acre lot - Waterfront ## Description ### Agent Description Build your dream home on this exceptional .74-acre waterfront homesite on Lake Powell--Florida's largest coastal dune lake. Rarely do opportunities like this come available, offering both generous depth and expansive frontage along the main body of the lake. With no restrictions on vacation rentals, this property presents incredible flexibility--whether you envision a private coastal retreat or a high-performing investment property. The size and setting allow for the creation of a true destination-style residence, with ample room for outdoor living, a private pool, private dock and boat lift, providing seamless access to Lake Powell and the Gulf and beaches. Ideally positioned in West Panama City Beach, you're less than a mile to the nearest beach access and just moments from from the dining, shopping, and charm of Scenic Highway 30A, as well as the natural beauty of Camp Helen State Park. Just beyond the inlet, the Gulf waters offer access to nearby artificial reefs and productive fishing grounds--adding to the exceptional waterfront lifestyle this location provides. An exceptional opportunity to build, invest, and enjoy one of the area's most sought-after waterfront settings. ## Location - **Address:** 134 Cain Road, Panama City Beach, FL 32413 - **County:** Bay - **Coordinates:** 30.268265, -85.977322 - **Google Maps:** https://www.google.com/maps?q=30.268265,-85.977322 ## Listing Agent - **Name:** Tami Moats · **License:** 3220204 - **Brokerage:** The Premier Property Group, LLC - **Broker Phone:** (850) 213-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/134-Cain-Rd_Panama-City-Beach_FL_32413_M97413-66734?f=listhub&s=ECARMLSFL&m=1000388&c=propsimple) ## Photos ![134 Cain Road - Photo 1](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f1783028734r.jpg) ![134 Cain Road - Photo 2](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f4095266509r.jpg) ![134 Cain Road - Photo 3](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f672051534r.jpg) ![134 Cain Road - Photo 4](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f153474004r.jpg) ![134 Cain Road - Photo 5](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f2202372088r.jpg) ![134 Cain Road - Photo 6](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f2610183720r.jpg) ![134 Cain Road - Photo 7](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f4057412464r.jpg) ![134 Cain Road - Photo 8](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f1226337844r.jpg) ![134 Cain Road - Photo 9](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f3870924722r.jpg) ![134 Cain Road - Photo 10](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f853128806r.jpg) ![134 Cain Road - Photo 11](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f4017066868r.jpg) ![134 Cain Road - Photo 12](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f662074711r.jpg) ![134 Cain Road - Photo 13](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f1896115291r.jpg) ![134 Cain Road - Photo 14](http://lh.rdcpix.com/e2e585540f8e9857ed4b48d4d92bbfd3l-f3354501563r.jpg) --- **MLS#:** 1000388 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/134-cain-road-panama-city-beach-fl-32413-e0b467bbb9f34a0db2274bbbf573864e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/134-cain-road-panama-city-beach-fl-32413-e0b467bbb9f34a0db2274bbbf573864e#listing", "url": "https://www.propertysimple.ai/listing/134-cain-road-panama-city-beach-fl-32413-e0b467bbb9f34a0db2274bbbf573864e", "name": "134 Cain Road, Panama City Beach, FL 32413", "description": "Build your dream home on this exceptional .74-acre waterfront homesite on Lake Powell--Florida's largest coastal dune lake. Rarely do opportunities like this come available, offering both generous depth and expansive frontage along the main body of the lake. 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