About This Home

This 2-bedroom, 3-bathroom condo at 1340 SHIPWATCH Circle in Fernandina Beach, FL is listed for $950,000 ($614 per sqft). Built in 1975, the home offers 1,548 sqft of living space on a N/A lot.

Key Features

  • Built in 1975
  • Waterfront

Property Details

2 full, 1 half
1975

Amenities

WaterfrontA/C
Listing Description

Ocean Views & Turnkey Coastal Living in Amelia Island Plantation. Wake up to endless views of the Atlantic Ocean from this beautiful condo in the highly desirable, gated Amelia Island Plantation. This exceptional coastal retreat offers the perfect combination of relaxed island living, spectacular views, and turnkey convenience.

Step inside to discover new luxury vinyl tile flooring and a bright, open living space designed to showcase the incredible surroundings. The kitchen, dining area, and family room all enjoy beautiful ocean views, while a dramatic wall of sliding glass doors in the family room creates a seamless connection to the outdoors, and to the large private balcony.

From sunrise to sunset, the ocean is always part of the view. Overlooking the community pool and with the Atlantic Ocean beyond, the setting is truly special. The two bedrooms, a primary suite and bunk room, are thoughtfully located on the lower level, offering privacy and separation from the main living areas, along with laundry room and 2 full baths.

A half bath serves the main living level. All furniture conveys, along with select artwork, making this an exceptionally easy opportunity for a second home, primary residence, or investment property. Begin enjoying island life-or take advantage of the home's turnkey appeal as a rental.

Enter the condo from the main living level or the lower level, options available. There is a separate storage space available on site. Whether you're looking for a peaceful coastal getaway, an income-producing property, or your own slice of Amelia Island paradise, this condo delivers breathtaking ocean views, in a desirable gated community, and offers effortless coastal living.

Monthly Cost Estimate

$7,581/mo

20% down · 6.5% · 30 years

Principal$687
Interest$4,117
Insurance$277
HOA$2,500

Estimates only. Actual payments may vary.

Location

1340 SHIPWATCH Circle

Fernandina Beach, FL 32034

Ship Watch

Features & Amenities

Interior Features

FurnishedInsulatedDrapesBlindsCeiling FansWet BarStorage AreaIce MakerElevatorCable TV Available

Exterior Features

ElevatorGated Community

Property Details

Construction

Concrete Block And Stucco

Parking

Parking Lot

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

RefrigeratorStoveMicrowaveDishwasherDisposalWasherDryer

Questions & Answers

This 2-bedroom, 3-bathroom condo at 1340 SHIPWATCH Circle is listed at $950,000 ($614/sqft). The estimated monthly payment is $7,581 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2500/month.

Key features include: Built in 1975, Waterfront. Interior Features: Furnished, Insulated, Drapes. Exterior Features: Elevator, Gated Community.

This property is listed by Janny Sims.

JS

Janny Sims

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · View on Broker Site · Broker website

MLS# 117550· Source: Amelia Island-Nassau County Association of Realtors· 23 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1340 SHIPWATCH Circle, Fernandina Beach, FL 32034

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