# 13635 97TH Terrace, Seminole, FL 33776 > **TL;DR:** 3bd/2ba single family, $649,000 ($280/sqft), built 1973, 2,321 sqft. Est. $3,471/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,000 | | Price/sqft | $280 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,321 | | Year Built | 1973 | | Lot Size | 8,712 sqft (0.20 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,282 | | Estimated Insurance | $189 | | **Total** | **$3,471** | ## Property Highlights - Built in 1973 - 0.20 acre lot ## Description ### Agent Description Virtually Staged. Welcome to Urban Lake Estates neighborhood and this beautifully updated 3-bedroom, 2-bath home with a 2-car garage in highly regarded Seminole. Thoughtful renovations, major recent improvements and a location convenient to the beaches and the entire Tampa Bay area make this a home that's ready to enjoy. One of the home's standout features is its versatile floor plan with separate living, dining and family rooms, providing plenty of space for everyday living, entertaining, working from home or simply spreading out. Hardwood-look plank tile flooring flows throughout the home, creating a warm, cohesive appearance that's also easy to maintain. The renovated kitchen features granite countertops and a Carrara marble backsplash, along with newer appliances including a dishwasher installed in 2025 and microwave in 2026. Both bathrooms have also been beautifully renovated. The primary bath features a walk-in shower with marble tile, terrazzo shower floor and full-body shower system. Major improvements provide additional peace of mind, including a NEW ROOF installed in July 2026, air-conditioning system and electrical panel in 2024. Impact-resistant windows protect most of the home, with hurricane shutters provided for the sliding glass doors and front door. Frontier Communications has also recently installed fiber service in the neighborhood. Step outside to the screened lanai and fenced backyard, creating an inviting setting for enjoying Florida's year-round outdoor lifestyle. The fenced yard provides space and privacy for entertaining, gardening, pets or simply relaxing outdoors, while mature tropical fruit trees-including mango, avocado and starfruit-add a distinctive Florida touch. The Seminole location puts so much of the Tampa Bay lifestyle within easy reach. Enjoy convenient access to Indian Rocks Beach, Clearwater Beach and the Gulf's beautiful sugar sand beaches, while Tampa and St. Petersburg are just a short drive away. Boating enthusiasts will appreciate having multiple boat ramps nearby. Seminole is also known for its schools and outstanding community amenities. The nearby Seminole Recreation Center offers fitness facilities, basketball, pickleball and racquetball courts, athletic fields, a seasonal family pool, playground and recreational programs for children, adults and seniors. With its three separate living and entertaining spaces, renovated kitchen and bathrooms, newer roof, HVAC and electrical panel, hurricane protection, screened outdoor living space and desirable Seminole location, this home offers a compelling combination of comfort, flexibility, convenience and Florida lifestyle. Make this your next home! ## Location - **Address:** 13635 97TH Terrace, Seminole, FL 33776 - **Coordinates:** 27.86187553, -82.82686615 - **Google Maps:** https://www.google.com/maps?q=27.86187553,-82.82686615 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/d3090c8b-c6bc-44ed-9459-83ed48509e1b?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Tony Anderson - **Brokerage:** NextHome, Inc - **Broker Phone:** 7272825151 ## Photos ![13635 97TH Terrace - Photo 1](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f903669915r.jpg) ![13635 97TH Terrace - Photo 2](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f344256373r.jpg) ![13635 97TH Terrace - Photo 3](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f520268123r.jpg) ![13635 97TH Terrace - Photo 4](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1960717080r.jpg) ![13635 97TH Terrace - Photo 5](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f239940350r.jpg) ![13635 97TH Terrace - Photo 6](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f775930075r.jpg) ![13635 97TH Terrace - Photo 7](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2181277075r.jpg) ![13635 97TH Terrace - Photo 8](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3321915086r.jpg) ![13635 97TH Terrace - Photo 9](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1520651681r.jpg) ![13635 97TH Terrace - Photo 10](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3030466164r.jpg) ![13635 97TH Terrace - Photo 11](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f243442960r.jpg) ![13635 97TH Terrace - Photo 12](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2204576260r.jpg) ![13635 97TH Terrace - Photo 13](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f10217531r.jpg) ![13635 97TH Terrace - Photo 14](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f357891486r.jpg) ![13635 97TH Terrace - Photo 15](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2500032270r.jpg) ![13635 97TH Terrace - Photo 16](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1172880027r.jpg) ![13635 97TH Terrace - Photo 17](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1582900434r.jpg) ![13635 97TH Terrace - Photo 18](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3914229263r.jpg) ![13635 97TH Terrace - Photo 19](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2699748126r.jpg) ![13635 97TH Terrace - Photo 20](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2796498663r.jpg) ![13635 97TH Terrace - Photo 21](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1008971682r.jpg) ![13635 97TH Terrace - Photo 22](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2718175508r.jpg) ![13635 97TH Terrace - Photo 23](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2104909378r.jpg) ![13635 97TH Terrace - Photo 24](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f58340527r.jpg) ![13635 97TH Terrace - Photo 25](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f622822479r.jpg) ![13635 97TH Terrace - Photo 26](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1566261018r.jpg) ![13635 97TH Terrace - Photo 27](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3647701136r.jpg) ![13635 97TH Terrace - Photo 28](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f688139245r.jpg) ![13635 97TH Terrace - Photo 29](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3139559213r.jpg) ![13635 97TH Terrace - Photo 30](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f310691176r.jpg) ![13635 97TH Terrace - Photo 31](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3293257588r.jpg) ![13635 97TH Terrace - Photo 32](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3903390829r.jpg) ![13635 97TH Terrace - Photo 33](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2998837259r.jpg) ![13635 97TH Terrace - Photo 34](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f882977390r.jpg) ![13635 97TH Terrace - Photo 35](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f162126930r.jpg) ![13635 97TH Terrace - Photo 36](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f115606273r.jpg) ![13635 97TH Terrace - Photo 37](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3920727654r.jpg) ![13635 97TH Terrace - Photo 38](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f4201952216r.jpg) ![13635 97TH Terrace - Photo 39](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1732901783r.jpg) ![13635 97TH Terrace - Photo 40](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1685184611r.jpg) ![13635 97TH Terrace - Photo 41](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2308283934r.jpg) ![13635 97TH Terrace - Photo 42](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1217162976r.jpg) ![13635 97TH Terrace - Photo 43](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1332588932r.jpg) ![13635 97TH Terrace - Photo 44](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f228571295r.jpg) ![13635 97TH Terrace - Photo 45](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f403666756r.jpg) ![13635 97TH Terrace - Photo 46](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f761233821r.jpg) ![13635 97TH Terrace - Photo 47](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3962750790r.jpg) ![13635 97TH Terrace - Photo 48](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2011876870r.jpg) ![13635 97TH Terrace - Photo 49](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3960085652r.jpg) ![13635 97TH Terrace - Photo 50](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2353885610r.jpg) ![13635 97TH Terrace - Photo 51](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2476401803r.jpg) ![13635 97TH Terrace - Photo 52](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f2922002467r.jpg) ![13635 97TH Terrace - Photo 53](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f370351043r.jpg) ![13635 97TH Terrace - Photo 54](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3698190291r.jpg) ![13635 97TH Terrace - Photo 55](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f861517147r.jpg) ![13635 97TH Terrace - Photo 56](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f4103627572r.jpg) ![13635 97TH Terrace - Photo 57](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f3910001144r.jpg) ![13635 97TH Terrace - Photo 58](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f411958920r.jpg) ![13635 97TH Terrace - Photo 59](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f456294097r.jpg) ![13635 97TH Terrace - Photo 60](http://lh.rdcpix.com/bf85fdf557aea90d0a17965001fd37c1l-f1538836865r.jpg) --- **MLS#:** TB8539196 | **Updated:** 2026-09-28 **Source:** listhub *Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/13635-97th-terrace-seminole-fl-33776-e298768) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/13635-97th-terrace-seminole-fl-33776-e298768#listing", "url": "https://www.propertysimple.ai/listing/13635-97th-terrace-seminole-fl-33776-e298768", "name": "13635 97TH Terrace, Seminole, FL 33776", "description": "Virtually Staged. Welcome to Urban Lake Estates neighborhood and this beautifully updated 3-bedroom, 2-bath home with a 2-car garage in highly regarded Seminole. Thoughtful renovations, major recent improvements and a location convenient to the beaches and the entire Tampa Bay area make this a home that's ready to enjoy. One of the home's standout features is its versatile floor plan with separate living, dining and family rooms, providing plenty of space for everyday living, entertaining, working from home or simply spreading out. Hardwood-look plank tile flooring flows throughout the home, creating a warm, cohesive appearance that's also easy to maintain. The renovated kitchen features granite countertops and a Carrara marble backsplash, along with newer appliances including a dishwasher installed in 2025 and microwave in 2026. Both bathrooms have also been beautifully renovated. The primary bath features a walk-in shower with marble tile, terrazzo shower floor and full-body shower system. Major improvements provide additional peace of mind, including a NEW ROOF installed in July 2026, air-conditioning system and electrical panel in 2024. Impact-resistant windows protect most of the home, with hurricane shutters provided for the sliding glass doors and front door. Frontier Communications has also recently installed fiber service in the neighborhood. Step outside to the screened lanai and fenced backyard, creating an inviting setting for enjoying Florida's year-round outdoor lifestyle. The fenced yard provides space and privacy for entertaining, gardening, pets or simply relaxing outdoors, while mature tropical fruit trees-including mango, avocado and starfruit-add a distinctive Florida touch. The Seminole location puts so much of the Tampa Bay lifestyle within easy reach. Enjoy convenient access to Indian Rocks Beach, Clearwater Beach and the Gulf's beautiful sugar sand beaches, while Tampa and St. Petersburg are just a short drive away. Boating enthusiasts will appreciate having multiple boat ramps nearby. Seminole is also known for its schools and outstanding community amenities. The nearby Seminole Recreation Center offers fitness facilities, basketball, pickleball and racquetball courts, athletic fields, a seasonal family pool, playground and recreational programs for children, adults and seniors. With its three separate living and entertaining spaces, renovated kitchen and bathrooms, newer roof, HVAC and electrical panel, hurricane protection, screened outdoor living space and desirable Seminole location, this home offers a compelling combination of comfort, flexibility, convenience and Florida lifestyle. 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