# 13636 St Highway 20, Niceville, FL 32578

> **TL;DR:** 3bd/2ba single family, $425,898 ($329/sqft), built 1961, 1,296 sqft.
> Fireplace, Hardwood, A/C. Est. $2,278/mo. Listed 444 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $425,898 |
| Price/sqft | $329 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,296 |
| Year Built | 1961 |
| Lot Size | 23,958 sqft (0.55 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 444 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,154 |
| Estimated Insurance | $124 |
| **Total** | **$2,278** |

## Nearby Schools

- **Elementary:** Freeport
- **Middle:** Freeport
- **High:** Freeport

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1961
- 0.55 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Incredible opportunity across from the Choctawhatchee Bay! This unique property spans two spacious lots, offering endless possibilities-whether you're looking to renovate the existing home or start fresh with new construction. The current 3-bedroom, 2-bath home offers great potential as a fixer-upper investment or a rental, with bay views just steps away. With two separate lots, you have the option to demolish and build two new homes, making this an ideal project for developers or investors. Enjoy serene water views and bay breezes from this prime location, just minutes from Choctaw Beach Park, boat launch, and all that Niceville has to offer. Don't miss your chance to own a piece of property in one of the area's most desirable water-view corridors-live in one, sell or rent the other, or create two dream homes. Opportunities like this don't come often! This property isn't just real estate; it's a canvas for vision. Whether you're a developer aiming for dual-new-build returns, an investor seeking value-add renovation gains, or a waterfront enthusiast dreaming of a beautiful Bayview residence, 13636 E State Hwy 20 delivers unmatched flexibility in a serene, high-demand location. Call today and make it yours!

## Location

- **Address:** 13636 St Highway 20, Niceville, FL 32578
- **County:** Walton
- **Coordinates:** 30.468391, -86.348166
- **Google Maps:** https://www.google.com/maps?q=30.468391,-86.348166

## Listing Agent

- **Name:** Ricky A Fannin · **License:** 3308077
- **Brokerage:** HomeGo Properties
- **Phone:** 8509741700
- **Broker Phone:** (850) 333-3554
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13636-State-Highway-20_Niceville_FL_32578_M53588-11663?f=listhub&s=ECARMLSFL&m=979917&c=propsimple)

## Photos

![13636 St Highway 20 - Photo 1](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3773063185r.jpg)

![13636 St Highway 20 - Photo 2](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3854436778r.jpg)

![13636 St Highway 20 - Photo 3](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3625880325r.jpg)

![13636 St Highway 20 - Photo 4](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f872981209r.jpg)

![13636 St Highway 20 - Photo 5](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f720816409r.jpg)

![13636 St Highway 20 - Photo 6](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2205325260r.jpg)

![13636 St Highway 20 - Photo 7](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2815692215r.jpg)

![13636 St Highway 20 - Photo 8](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1236759450r.jpg)

![13636 St Highway 20 - Photo 9](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3738032650r.jpg)

![13636 St Highway 20 - Photo 10](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1718527273r.jpg)

![13636 St Highway 20 - Photo 11](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1828058936r.jpg)

![13636 St Highway 20 - Photo 12](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1582280297r.jpg)

![13636 St Highway 20 - Photo 13](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3093752964r.jpg)

![13636 St Highway 20 - Photo 14](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f6645950r.jpg)

![13636 St Highway 20 - Photo 15](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2119705216r.jpg)

![13636 St Highway 20 - Photo 16](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2137313725r.jpg)

![13636 St Highway 20 - Photo 17](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3379673964r.jpg)

![13636 St Highway 20 - Photo 18](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3451627762r.jpg)

![13636 St Highway 20 - Photo 19](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2566006422r.jpg)

![13636 St Highway 20 - Photo 20](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1370739450r.jpg)

![13636 St Highway 20 - Photo 21](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1555537581r.jpg)

![13636 St Highway 20 - Photo 22](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2400629808r.jpg)

![13636 St Highway 20 - Photo 23](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f4190421878r.jpg)

![13636 St Highway 20 - Photo 24](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2738750868r.jpg)

![13636 St Highway 20 - Photo 25](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f4018700435r.jpg)

![13636 St Highway 20 - Photo 26](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1781994513r.jpg)

![13636 St Highway 20 - Photo 27](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3752751993r.jpg)

![13636 St Highway 20 - Photo 28](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f301799511r.jpg)

![13636 St Highway 20 - Photo 29](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1615270407r.jpg)

![13636 St Highway 20 - Photo 30](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f588539936r.jpg)

![13636 St Highway 20 - Photo 31](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2160888971r.jpg)

![13636 St Highway 20 - Photo 32](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f641268230r.jpg)

![13636 St Highway 20 - Photo 33](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1410454350r.jpg)

![13636 St Highway 20 - Photo 34](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2081486458r.jpg)

![13636 St Highway 20 - Photo 35](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3341713853r.jpg)

![13636 St Highway 20 - Photo 36](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1017212442r.jpg)

![13636 St Highway 20 - Photo 37](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f3414323000r.jpg)

![13636 St Highway 20 - Photo 38](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f688928521r.jpg)

![13636 St Highway 20 - Photo 39](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1978446516r.jpg)

![13636 St Highway 20 - Photo 40](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f46612270r.jpg)

![13636 St Highway 20 - Photo 41](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f1640761526r.jpg)

![13636 St Highway 20 - Photo 42](http://lh.rdcpix.com/360ac360e14808f21db4dd6cb38e48d3l-f2055384105r.jpg)

---

**MLS#:** 979917 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/13636-st-highway-20-niceville-fl-32578-l979917)

---

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}
```