# 13670 Cottonwood Lane, Harbert, MI 49115 > **TL;DR:** 4bd/4ba single family, $1,179,000 ($443/sqft), built 2004, 2,661 sqft. > Fireplace, Waterfront, A/C, 2-car garage. Est. $6,306/mo. Listed 103 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,179,000 | | Price/sqft | $443 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 2,661 | | Year Built | 2004 | | Lot Size | 51,401 sqft (1.18 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 103 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,962 | | Estimated Insurance | $344 | | **Total** | **$6,306** | ## Key Amenities - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2004 - 1.18 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Spacious, light-filled custom 4br/4ba beach house on over 1 acre with a gorgeous beach at the end of the street. This distinctively designed home has exposed beams, and a beautiful wood ceiling in a 2-story central living space. Open living/dining area includes a wood stove for chilly nights and a wall of windows overlooking the large back yard. The adjacent den adds guest or work-from-home space, while the kitchen and pantry/breakfast bar overlook the yard. The generous primary suite has a fireplace and a spa-style bath, and private patio. Additional bedrooms and a sunroom/studio are cleverly situated on the other side of the house to add privacy, while offering room for everyone to gather comfortably. Upstairs loft adds flexibility to create more sleep/play space. 2-car garage w/workout space! Huge back yard is pool/sport court ready! Located close to gorgeous Harbert Beach, this home delivers serenity and style with easy access to everything Harbor Country has to offer! ## Location - **Address:** 13670 Cottonwood Lane, Harbert, MI 49115 - **County:** Berrien - **Coordinates:** 41.871907, -86.631889 - **Google Maps:** https://www.google.com/maps?q=41.871907,-86.631889 ## Listing Agent - **Name:** ChooseChad Team - **Brokerage:** Coldwell Banker Residential Brokerage - **Broker Phone:** (847) 313-6751 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13670-Cottonwood-Ln_Harbert_MI_49115_M94223-71351?f=listhub&s=GRARMI&m=26038209&c=propsimple) ## Photos ![13670 Cottonwood Lane - Photo 1](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1760914432r.jpg) ![13670 Cottonwood Lane - Photo 2](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3345266801r.jpg) ![13670 Cottonwood Lane - Photo 3](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f460722782r.jpg) ![13670 Cottonwood Lane - Photo 4](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f253113089r.jpg) ![13670 Cottonwood Lane - Photo 5](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3812816495r.jpg) ![13670 Cottonwood Lane - Photo 6](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1092840972r.jpg) ![13670 Cottonwood Lane - Photo 7](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f206700312r.jpg) ![13670 Cottonwood Lane - Photo 8](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2878168372r.jpg) ![13670 Cottonwood Lane - Photo 9](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f444776669r.jpg) ![13670 Cottonwood Lane - Photo 10](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3679685011r.jpg) ![13670 Cottonwood Lane - Photo 11](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2973130276r.jpg) ![13670 Cottonwood Lane - Photo 12](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1370405398r.jpg) ![13670 Cottonwood Lane - Photo 13](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3140108638r.jpg) ![13670 Cottonwood Lane - Photo 14](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f236662854r.jpg) ![13670 Cottonwood Lane - Photo 15](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f438617320r.jpg) ![13670 Cottonwood Lane - Photo 16](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f532070653r.jpg) ![13670 Cottonwood Lane - Photo 17](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2878559798r.jpg) ![13670 Cottonwood Lane - Photo 18](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1781288414r.jpg) ![13670 Cottonwood Lane - Photo 19](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2033132067r.jpg) ![13670 Cottonwood Lane - Photo 20](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f500496004r.jpg) ![13670 Cottonwood Lane - Photo 21](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1939268259r.jpg) ![13670 Cottonwood Lane - Photo 22](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2549334148r.jpg) ![13670 Cottonwood Lane - Photo 23](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1060684860r.jpg) ![13670 Cottonwood Lane - Photo 24](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1999334754r.jpg) ![13670 Cottonwood Lane - Photo 25](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3965715510r.jpg) ![13670 Cottonwood Lane - Photo 26](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1353238319r.jpg) ![13670 Cottonwood Lane - Photo 27](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2448908792r.jpg) ![13670 Cottonwood Lane - Photo 28](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f94109990r.jpg) ![13670 Cottonwood Lane - Photo 29](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3254189327r.jpg) ![13670 Cottonwood Lane - Photo 30](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1008340062r.jpg) ![13670 Cottonwood Lane - Photo 31](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f4092859255r.jpg) ![13670 Cottonwood Lane - Photo 32](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3663976434r.jpg) ![13670 Cottonwood Lane - Photo 33](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f534893149r.jpg) ![13670 Cottonwood Lane - Photo 34](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1350916182r.jpg) ![13670 Cottonwood Lane - Photo 35](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3931912317r.jpg) ![13670 Cottonwood Lane - Photo 36](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f658422195r.jpg) ![13670 Cottonwood Lane - Photo 37](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1284115478r.jpg) ![13670 Cottonwood Lane - Photo 38](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3696467705r.jpg) ![13670 Cottonwood Lane - Photo 39](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2913916283r.jpg) ![13670 Cottonwood Lane - Photo 40](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1438757515r.jpg) ![13670 Cottonwood Lane - Photo 41](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1502597855r.jpg) ![13670 Cottonwood Lane - Photo 42](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2884057739r.jpg) ![13670 Cottonwood Lane - Photo 43](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2647038321r.jpg) ![13670 Cottonwood Lane - Photo 44](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2402083024r.jpg) ![13670 Cottonwood Lane - Photo 45](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f2302867135r.jpg) ![13670 Cottonwood Lane - Photo 46](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f3280683019r.jpg) ![13670 Cottonwood Lane - Photo 47](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1275543230r.jpg) ![13670 Cottonwood Lane - Photo 48](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f1440910736r.jpg) ![13670 Cottonwood Lane - Photo 49](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f605824814r.jpg) ![13670 Cottonwood Lane - Photo 50](http://lh.rdcpix.com/798b7711d3591bb1f85a113f861e731fl-f317305681r.jpg) --- **MLS#:** 26038209 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/13670-cottonwood-lane-harbert-mi-49115-80ee20603a0d4a30b7065a2a75642772) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/13670-cottonwood-lane-harbert-mi-49115-80ee20603a0d4a30b7065a2a75642772#listing", "url": "https://www.propertysimple.ai/listing/13670-cottonwood-lane-harbert-mi-49115-80ee20603a0d4a30b7065a2a75642772", "name": "13670 Cottonwood Lane, Harbert, MI 49115", "description": "Spacious, light-filled custom 4br/4ba beach house on over 1 acre with a gorgeous beach at the end of the street. This distinctively designed home has exposed beams, and a beautiful wood ceiling in a 2-story central living space. 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