About This Home

This 2-bedroom, 2-bathroom single family at 13683 S Highway 28 #B in Whitwell, TN is listed for $489,000 ($130 per sqft). Built in 2007, the home offers 3,768 sqft of living space on a 0.56 acres lot.

Key Features

  • Built in 2007
  • 0.56 acre lot
  • 2 stories

Property Details

2 stories
2 full
#B
2007

Amenities

A/C
Listing Description

Prime Mixed-Use Investment Opportunity in Whitwell, TN -- Commercial Frontage + Dual Residential Income! Property is fully leased with long term tenants in place. Rare opportunity to own a versatile, income-producing property in a high-traffic, high-visibility commercial corridor in Whitwell!

This unique offering combines commercial space, a spacious upstairs apartment, and a separate single-family residence -- perfect for investors, owner-occupants, or entrepreneurs looking for the ultimate live/work setup. Main Building -- Commercial + Residential Combo The ground floor offers prime commercial space with excellent street visibility, ideal for retail, office, or a variety of business uses.

Upstairs, you'll find a beautifully appointed 2 bedroom, 2 bathroom apartment featuring: * Open living room and separate dining room * Well-equipped kitchen with stove, refrigerator, microwave, and dishwasher * Dedicated laundry room with included washer and dryer * Spacious walk-in closets throughout * Gorgeous hardwood flooring * Central heat and

air for year-round comfort * Water heater included * Roof only 3 years old * Charming front and back porches Bonus Single-Family Residence -- ADU or Short-Term Rental Potential Adding even more value and income potential, the property also includes a separate 2 bedroom, 1 bathroom home featuring its own front and back porches, a private driveway, and a shingle roof that's just 3 years old.

With its own separate entrance, this home functions beautifully as an accessory dwelling unit (ADU) -- ideal for multigenerational living, long-term rental income, or an Airbnb/short-term rental (buyer to verify local short-term rental regulations). Why This Property Stands Out * High-traffic commercial visibility for maximum business exposure * Mu

ltiple income streams from one property * Live/work flexibility -- run your business and live upstairs * ADU potential for rental income, multigenerational living, or AirBnB * Turnkey investment with strong rental history potential * 1-Year Home Warranty included for buyer peace of mind Whether you're an investor seeking multi-unit cash flow, an en

trepreneur wanting to live where you work, or someone looking to expand a rental portfolio with a built-in short-term rental option, this Whitwell property checks every box. Opportunities like this -- combining commercial exposure with dual residential income and Airbnb flexibility -- don't come along often. Schedule your showing today and see the potential for yourself!

Monthly Cost Estimate

$2,615/mo

20% down · 6.5% · 30 years

Principal$354
Interest$2,119
Insurance$143

Estimates only. Actual payments may vary.

Location

13683 S Highway 28 #B

Whitwell, TN 37397

Features & Amenities

Interior Features

Double VanityEat-in KitchenOpen FloorplanWalk-In Closet(s)

Exterior Features

Awning(s)BalconyPrivate EntrancePrivate YardStorage

Property Details

Flooring

TileVinylWood

Construction

Stone Vinyl Siding

Outdoor Features

Porch

Parking

DrivewayParking LotOff Street

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

Water HeaterWasherRefrigeratorMicrowaveElectric RangeDryerDishwasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 13683 S Highway 28 is listed at $489,000 ($130/sqft). The estimated monthly payment is $2,616 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2007, 0.56 acre lot, 2 stories. Interior Features: Double Vanity, Eat-in Kitchen, Open Floorplan. Exterior Features: Awning(s), Balcony, Private Entrance.

This property is listed by Diana Davies.

DD

Diana Davies

License 356940

Agent at Real Estate Partners Chattanooga LLC

Listed by Real Estate Partners Chattanooga LLC · Broker phone: (423) 265-0088 · View on Broker Site · Broker website

MLS# 1539643· Source: Greater Chattanooga Association of REALTORS· 92 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13683 S Highway 28 #B, Whitwell, TN 37397

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