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About This Home

This 3-bedroom, 2-bathroom single family at 137 Center Street in Elk Rapids, MI is listed for $399,000 ($260 per sqft). Built in 1989, the home offers 1,536 sqft of living space on a 0.19 acres lot.

Agent Description

If you know Elk Rapids, you know why people fight to get in. This little village on the bay has something that’s genuinely hard to find anymore: a real downtown you can walk to, water everywhere you look, neighbors who actually know your name, and a pace of life that reminds you what matters.

This 3-bedroom, 1.5-bath home puts you right in the middle of all of it. The layout gives you real flexibility. A generous bonus room handles whatever life throws at you, whether that’s a home office, a guest room for the friends who will absolutely want to visit, a playroom, or a hobby space.

The fully fenced backyard is a genuine sanctuary, perfect for summer gatherings, a garden, or just a quiet evening outside after a day on the water. The two-car garage gives you all the room you need for the kayaks, bikes, skis, and gear that come with living up here.

And the location within the village is hard to beat. Schools, grocery, the bay, the boat launch, the farmers market, downtown dining… it’s all close. That’s the thing about Elk Rapids: once you’re here, you don’t want to leave, and you certainly don’t want to drive far for anything.

The home also carries a strong rental history for investors looking for proven income in a market where demand stays consistently high year-round. Elk Rapids doesn’t have a lot of inventory. When something comes available here, it moves. This is that opportunity.

Key Features

  • Built in 1989
  • 0.19 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
1989

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

137 Center Street

Elk Rapids, MI 49629

Features & Amenities

Interior Features

Foyer EntranceDen/Study

Exterior Features

VinylOut Building

Property Details

Heating

Forced Air

Appliances

DishwasherDryerRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 137 Center Street is listed at $399,000 ($260/sqft). The estimated monthly payment is $1,729 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.19 acre lot, 2 stories. Interior Features: Foyer Entrance, Den/Study. Exterior Features: Vinyl, Out Building.

This property is listed by Chelsea Bryant and can be reached at 5172003245 or chelseabryant.nmre@gmail.com.

CB

Chelsea Bryant

Agent at Real Broker LLC

(517) 200-3245

Listed by Real Broker LLC · View on Broker Site

MLS# 1942433· Source: listhub· Updated 98 days ago

Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

137 Center Street, Elk Rapids, MI 49629

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