# 137 JEFFERSON DR, Palmyra, VA 22963

> **TL;DR:** 3bd/2ba single family, $345,000 ($277/sqft), built 1996, 1,244 sqft.
> Fireplace. Est. $3,340/mo. Listed 107 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $345,000 |
| Price/sqft | $277 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,244 |
| Year Built | 1996 |
| Lot Size | 14,810 sqft (0.34 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 107 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,745 |
| Estimated Insurance | $101 |
| HOA | $1,494 |
| **Total** | **$3,340** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace

## Property Highlights

- Built in 1996
- 0.34 acre lot
- Fireplace

## Description

### Agent Description
This move-in ready one level home has been affectionately cared for with a high level of attention to detail. Recent updates include roof, windows, screened in porch, and storage shed all new in 2022, newly installed slate gravel in driveway & mulch spring of 2026. The large living room has beautiful wood floors, vaulted ceiling, ceiling fan, and a gas log fireplace with custom surround & raised hearth. The primary suite has a vaulted ceiling, an attached bath with double vanity, soaking tub, separate shower, and a walk-in closet. The kitchen has beautiful white cabinets, stainless appliances, pantry and a separate dining area that looks out to the screened porch. The oversized one car garage has electric door opener, separate pedestrian door, and pull down attic access. Ample off street parking, mature landscaping, and a nearly level yard. Location offers quick access to two gates, fire & rescue, medical facilities, restaurants, and shopping.

## Location

- **Address:** 137 JEFFERSON DR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.902399, -78.306943
- **Google Maps:** https://www.google.com/maps?q=37.902399,-78.306943

## Listing Agent

- **Name:** RUTH GUSS
- **Brokerage:** PLB2 Inc.
- **Phone:** 4349600414
- **Broker Phone:** (434) 465-4444
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/137-Jefferson-Dr_Palmyra_VA_22963_M66287-69071?f=listhub&s=CAARMLSVA&m=677817&c=propsimple)

## Photos

![137 JEFFERSON DR - Photo 1](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f766652626r.jpg)

![137 JEFFERSON DR - Photo 2](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3215865913r.jpg)

![137 JEFFERSON DR - Photo 3](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1808637251r.jpg)

![137 JEFFERSON DR - Photo 4](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1975793398r.jpg)

![137 JEFFERSON DR - Photo 5](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1530902100r.jpg)

![137 JEFFERSON DR - Photo 6](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3676673014r.jpg)

![137 JEFFERSON DR - Photo 7](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3559545026r.jpg)

![137 JEFFERSON DR - Photo 8](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f418882546r.jpg)

![137 JEFFERSON DR - Photo 9](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1398987171r.jpg)

![137 JEFFERSON DR - Photo 10](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4018865833r.jpg)

![137 JEFFERSON DR - Photo 11](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f291224687r.jpg)

![137 JEFFERSON DR - Photo 12](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f594702329r.jpg)

![137 JEFFERSON DR - Photo 13](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3288635390r.jpg)

![137 JEFFERSON DR - Photo 14](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3296299256r.jpg)

![137 JEFFERSON DR - Photo 15](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3537741160r.jpg)

![137 JEFFERSON DR - Photo 16](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2740440928r.jpg)

![137 JEFFERSON DR - Photo 17](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f881461201r.jpg)

![137 JEFFERSON DR - Photo 18](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1808637251r.jpg)

![137 JEFFERSON DR - Photo 19](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f176307230r.jpg)

![137 JEFFERSON DR - Photo 20](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3775858697r.jpg)

![137 JEFFERSON DR - Photo 21](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f543483995r.jpg)

![137 JEFFERSON DR - Photo 22](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2666398777r.jpg)

![137 JEFFERSON DR - Photo 23](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3863773282r.jpg)

![137 JEFFERSON DR - Photo 24](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1975793398r.jpg)

![137 JEFFERSON DR - Photo 25](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1530902100r.jpg)

![137 JEFFERSON DR - Photo 26](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2857701842r.jpg)

![137 JEFFERSON DR - Photo 27](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2768786633r.jpg)

![137 JEFFERSON DR - Photo 28](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4264439824r.jpg)

![137 JEFFERSON DR - Photo 29](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3132973468r.jpg)

![137 JEFFERSON DR - Photo 30](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4226661566r.jpg)

![137 JEFFERSON DR - Photo 31](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1236128186r.jpg)

![137 JEFFERSON DR - Photo 32](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f385870479r.jpg)

![137 JEFFERSON DR - Photo 33](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2309941869r.jpg)

![137 JEFFERSON DR - Photo 34](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2696817191r.jpg)

![137 JEFFERSON DR - Photo 35](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3699213799r.jpg)

![137 JEFFERSON DR - Photo 36](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2868434617r.jpg)

![137 JEFFERSON DR - Photo 37](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2520561324r.jpg)

![137 JEFFERSON DR - Photo 38](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3347519547r.jpg)

![137 JEFFERSON DR - Photo 39](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3676673014r.jpg)

![137 JEFFERSON DR - Photo 40](http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3806051569r.jpg)

---

**MLS#:** 677817 | **Updated:** 2026-09-06
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#listing",
  "url": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817",
  "name": "137 JEFFERSON DR, Palmyra, VA 22963",
  "description": "This move-in ready one level home has been affectionately cared for with a high level of attention to detail. Recent updates include roof, windows, screened in porch, and storage shed all new in 2022, newly installed slate gravel in driveway & mulch spring of 2026. The large living room has beautiful wood floors, vaulted ceiling, ceiling fan, and a gas log fireplace with custom surround & raised hearth. The primary suite has a vaulted ceiling, an attached bath with double vanity, soaking tub, separate shower, and a walk-in closet. The kitchen has beautiful white cabinets, stainless appliances, pantry and a separate dining area that looks out to the screened porch. The oversized one car garage has electric door opener, separate pedestrian door, and pull down attic access. Ample off street parking, mature landscaping, and a nearly level yard. Location offers quick access to two gates, fire & rescue, medical facilities, restaurants, and shopping.",
  "image": [
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f766652626r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3215865913r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1808637251r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1975793398r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1530902100r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3676673014r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3559545026r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f418882546r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1398987171r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4018865833r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f291224687r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f594702329r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3288635390r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3296299256r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3537741160r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2740440928r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f881461201r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f176307230r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3775858697r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f543483995r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2666398777r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3863773282r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2857701842r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2768786633r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4264439824r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3132973468r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4226661566r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1236128186r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f385870479r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2309941869r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2696817191r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3699213799r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2868434617r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2520561324r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3347519547r.jpg",
    "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3806051569r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f766652626r.jpg",
    "caption": "137 JEFFERSON DR - Palmyra, VA"
  },
  "datePosted": "2026-05-30T00:00:00+00:00",
  "dateModified": "2026-09-06T11:40:44.132202+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#property",
    "name": "137 JEFFERSON DR, Palmyra, VA 22963",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "137 JEFFERSON DR",
      "addressLocality": "Palmyra",
      "addressRegion": "VA",
      "postalCode": "22963",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 37.902399,
      "longitude": -78.306943
    },
    "image": [
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f766652626r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3215865913r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1808637251r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1975793398r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1530902100r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3676673014r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3559545026r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f418882546r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1398987171r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4018865833r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f291224687r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f594702329r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3288635390r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3296299256r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3537741160r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2740440928r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f881461201r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f176307230r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3775858697r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f543483995r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2666398777r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3863773282r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2857701842r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2768786633r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4264439824r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3132973468r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f4226661566r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f1236128186r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f385870479r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2309941869r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2696817191r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3699213799r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2868434617r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f2520561324r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3347519547r.jpg",
      "http://lh.rdcpix.com/eaa6d05767e175bf536a64b57e90b092l-f3806051569r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "677817"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1244,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1996,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Heat Pump (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Heat Pump"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Disposal, Electric Range, Microwave, Pantry, Refrigerator"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Wood, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.34 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#offer",
    "url": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817",
    "price": 345000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#agent",
    "name": "RUTH GUSS",
    "telephone": "4349600414",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/137-jefferson-dr-palmyra-va-22963-a677817#brokerage",
      "name": "PLB2 Inc.",
      "telephone": "(434) 465-4444"
    }
  }
}
```