# 13706 Front Beach Road, Panama City Beach, FL 32413 > **TL;DR:** land, $1,198,000. Est. $6,407/mo. Listed 203 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,198,000 | | Lot Size | 6,098 sqft (0.14 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 203 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,058 | | Estimated Insurance | $349 | | **Total** | **$6,407** | ## Nearby Schools - **Elementary:** Hutchison Beach - **Middle:** Surfside - **High:** Arnold ## Property Highlights - 0.14 acre lot ## Description ### Agent Description A new perspective---are you able to enjoy your 401k and other investments right now? Why not make an investment that will grow in value while you enjoy it at the same time. You 'can have your cake and eat it too'. Looking to build a one level beach home with Gulf views? This is for you! Want a 2 or 3 story duplex so you can live in one unit and rent the other out? This is for you! Build your beach home on this lot with unobstructed Gulf views and beautiful sunsets! These lots have increased in value between 300 & 400% since developed in 2011. Private, gated, uncrowded dedicated beach access just across the street! Plenty of room for your umbrella or tent! Lot is ready-to-build and has a custom-built 56,000-gallon salt water pool with hot tub and outdoor bathroom already in place! R2/multi-family zoning and no new buyer fee or HOA. This listing is only for the lot with the pool/hot tub but check out the custom built 3 story home next door that is also available. These listings can be combined. See MLS #792122. Also available is the cleared, adjacent 60x100 lot, see MLS #770600. Owner financing available on all 3 listings. ## Location - **Address:** 13706 Front Beach Road, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** Bid A Wee - **Coordinates:** 30.200643, -85.848228 - **Google Maps:** https://www.google.com/maps?q=30.200643,-85.848228 ## Listing Agent - **Name:** Regina Merritt · **License:** 3119722 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/13706-Front-Beach-Rd_Panama-City-Beach_FL_32413_M54334-54855?f=listhub&s=BCARFL&m=788475&c=propsimple) ## Photos ![13706 Front Beach Road - Photo 1](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1043475971r.jpg) ![13706 Front Beach Road - Photo 2](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f2770647736r.jpg) ![13706 Front Beach Road - Photo 3](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f3580672064r.jpg) ![13706 Front Beach Road - Photo 4](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f2096381555r.jpg) ![13706 Front Beach Road - Photo 5](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f3877290359r.jpg) ![13706 Front Beach Road - Photo 6](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f3989239076r.jpg) ![13706 Front Beach Road - Photo 7](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f4099081458r.jpg) ![13706 Front Beach Road - Photo 8](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f3632761630r.jpg) ![13706 Front Beach Road - Photo 9](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1543538621r.jpg) ![13706 Front Beach Road - Photo 10](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1440473815r.jpg) ![13706 Front Beach Road - Photo 11](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f2683801424r.jpg) ![13706 Front Beach Road - Photo 12](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1157466270r.jpg) ![13706 Front Beach Road - Photo 13](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f369917080r.jpg) ![13706 Front Beach Road - Photo 14](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f347081291r.jpg) ![13706 Front Beach Road - Photo 15](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f3160321926r.jpg) ![13706 Front Beach Road - Photo 16](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1762020769r.jpg) ![13706 Front Beach Road - Photo 17](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f517745837r.jpg) ![13706 Front Beach Road - Photo 18](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f1900036441r.jpg) ![13706 Front Beach Road - Photo 19](http://lh.rdcpix.com/d2f54237c55039f0c231f14756a4c5a5l-f2914691207r.jpg) --- **MLS#:** 788475 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/13706-front-beach-road-panama-city-beach-fl-32413-07f10462f6764d9da0e950fe92c50ce8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/13706-front-beach-road-panama-city-beach-fl-32413-07f10462f6764d9da0e950fe92c50ce8#listing", "url": "https://www.propertysimple.ai/listing/13706-front-beach-road-panama-city-beach-fl-32413-07f10462f6764d9da0e950fe92c50ce8", "name": "13706 Front Beach Road, Panama City Beach, FL 32413", "description": "A new perspective---are you able to enjoy your 401k and other investments right now? Why not make an investment that will grow in value while you enjoy it at the same time. You 'can have your cake and eat it too'. 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