# 13776 Saint Stephens Ave, Chatom, AL 36518 > **TL;DR:** multi-family, $195,000 ($97/sqft), built 1950, 2,016 sqft. Est. $1,043/mo. Listed 94 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $195,000 | | Price/sqft | $97 | | Square Feet | 2,016 | | Year Built | 1950 | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 94 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $986 | | Estimated Insurance | $57 | | **Total** | **$1,043** | ## Nearby Schools - **Elementary:** Local School In County - **Middle:** LOCAL SCHOOL IN COUNTY - **High:** Local School In County ## Property Highlights - Built in 1950 ## Description ### Agent Description WELCOME TO THIS INCREDIBLE MULTI-LEVEL DUPLEX PACKED WITH CHARM, CHARACTER, AND ENDLESS INVESTMENT POSSIBILITIES! Nestled beneath a canopy of beautiful, mature trees and surrounded by lush foliage, this unique property offers a blend of peaceful country living and outstanding investment potential. Whether you're looking for a spacious home with a private guest retreat, a multi-generational living arrangement, or an income-producing property, this one checks all the boxes! Each level features 2 generously sized bedrooms, 1 full bath and spacious kitchens offering comfortable living areas for a functional floor plan designed for everyday living. The separate living areas provide privacy and flexibility, making it easy to accommodate extended guests, or generating rental income. Imagine enjoying the tranquil wooded setting, while being just minutes away from everything you need! Conveniently located close to town, you'll enjoy quick access to shopping, restaurants, schools, parks, medical facilities, and other everyday conveniences. The versatility of this property makes it an exceptional opportunity for homeowners and investors alike. Live in one unit while renting the other or maximize your investment by leasing both units! The possibilities are truly endless! From the inviting curb appeal and peaceful surroundings to the flexible layout and prime location, this property delivers incredible value and unlimited potential. Don't let this amazing, rare gem and great investment opportunity pass you by! Call TODAY and schedule your private tour and discover why this charming duplex is the place to call home or expand your real estate portfolio. Your next great investment property is waiting! ## Location - **Address:** 13776 Saint Stephens Ave, Chatom, AL 36518 - **County:** Other Counties - **Coordinates:** 31.462058, -88.248761 - **Google Maps:** https://www.google.com/maps?q=31.462058,-88.248761 ## Listing Agent - **Name:** Jacquelyn Wells - **Brokerage:** Coldwell Banker Coastal Realty - **Broker Phone:** 2519848520 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/209-Saint-Stephens-Ave_Chatom_AL_36518_M89035-50705?f=listhub&s=PARFL&m=686632&c=propsimple) ## Photos ![13776 Saint Stephens Ave - Photo 1](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2617859477r.jpg) ![13776 Saint Stephens Ave - Photo 2](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f626963242r.jpg) ![13776 Saint Stephens Ave - Photo 3](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f4191965197r.jpg) ![13776 Saint Stephens Ave - Photo 4](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3655589526r.jpg) ![13776 Saint Stephens Ave - Photo 5](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f4141121694r.jpg) ![13776 Saint Stephens Ave - Photo 6](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3694886150r.jpg) ![13776 Saint Stephens Ave - Photo 7](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2220794513r.jpg) ![13776 Saint Stephens Ave - Photo 8](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3789850967r.jpg) ![13776 Saint Stephens Ave - Photo 9](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3547186840r.jpg) ![13776 Saint Stephens Ave - Photo 10](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f4266439690r.jpg) ![13776 Saint Stephens Ave - Photo 11](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f4063282990r.jpg) ![13776 Saint Stephens Ave - Photo 12](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3506369896r.jpg) ![13776 Saint Stephens Ave - Photo 13](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f4277663138r.jpg) ![13776 Saint Stephens Ave - 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Photo 32](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f536320148r.jpg) ![13776 Saint Stephens Ave - Photo 33](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1387304514r.jpg) ![13776 Saint Stephens Ave - Photo 34](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1197071128r.jpg) ![13776 Saint Stephens Ave - Photo 35](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1514540998r.jpg) ![13776 Saint Stephens Ave - Photo 36](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1405934581r.jpg) ![13776 Saint Stephens Ave - Photo 37](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2606747582r.jpg) ![13776 Saint Stephens Ave - Photo 38](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f614750612r.jpg) ![13776 Saint Stephens Ave - Photo 39](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f271659609r.jpg) ![13776 Saint Stephens Ave - Photo 40](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f849548464r.jpg) ![13776 Saint Stephens Ave - 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Photo 50](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f515528575r.jpg) ![13776 Saint Stephens Ave - Photo 51](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1009625076r.jpg) ![13776 Saint Stephens Ave - Photo 52](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3517893981r.jpg) ![13776 Saint Stephens Ave - Photo 53](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2491300103r.jpg) ![13776 Saint Stephens Ave - Photo 54](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3516750989r.jpg) ![13776 Saint Stephens Ave - Photo 55](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1198326170r.jpg) ![13776 Saint Stephens Ave - Photo 56](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2540184536r.jpg) ![13776 Saint Stephens Ave - Photo 57](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3147874282r.jpg) ![13776 Saint Stephens Ave - Photo 58](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2200762949r.jpg) ![13776 Saint Stephens Ave - Photo 59](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3143479148r.jpg) ![13776 Saint Stephens Ave - Photo 60](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1218991232r.jpg) ![13776 Saint Stephens Ave - Photo 61](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2977370498r.jpg) ![13776 Saint Stephens Ave - Photo 62](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2100523059r.jpg) ![13776 Saint Stephens Ave - Photo 63](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f1362233690r.jpg) ![13776 Saint Stephens Ave - Photo 64](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3363253186r.jpg) ![13776 Saint Stephens Ave - Photo 65](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f565912284r.jpg) ![13776 Saint Stephens Ave - Photo 66](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2044584926r.jpg) ![13776 Saint Stephens Ave - Photo 67](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2769845087r.jpg) ![13776 Saint Stephens Ave - Photo 68](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2048351955r.jpg) ![13776 Saint Stephens Ave - Photo 69](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f99744440r.jpg) ![13776 Saint Stephens Ave - Photo 70](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f2580945274r.jpg) ![13776 Saint Stephens Ave - Photo 71](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f781068881r.jpg) ![13776 Saint Stephens Ave - Photo 72](http://lh.rdcpix.com/75f3a101fcd3a08fa6d913eea6cb39eal-f3668336554r.jpg) --- **MLS#:** 686632 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/13776-saint-stephens-ave-chatom-al-36518-2cda810afc924c838ab6d9dc025342b6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/13776-saint-stephens-ave-chatom-al-36518-2cda810afc924c838ab6d9dc025342b6#listing", "url": "https://www.propertysimple.ai/listing/13776-saint-stephens-ave-chatom-al-36518-2cda810afc924c838ab6d9dc025342b6", "name": "13776 Saint Stephens Ave, Chatom, AL 36518", "description": "WELCOME TO THIS INCREDIBLE MULTI-LEVEL DUPLEX PACKED WITH CHARM, CHARACTER, AND ENDLESS INVESTMENT POSSIBILITIES! Nestled beneath a canopy of beautiful, mature trees and surrounded by lush foliage, this unique property offers a blend of peaceful country living and outstanding investment potential. Whether you're looking for a spacious home with a private guest retreat, a multi-generational living arrangement, or an income-producing property, this one checks all the boxes! Each level features 2 generously sized bedrooms, 1 full bath and spacious kitchens offering comfortable living areas for a functional floor plan designed for everyday living. The separate living areas provide privacy and flexibility, making it easy to accommodate extended guests, or generating rental income. Imagine enjoying the tranquil wooded setting, while being just minutes away from everything you need! Conveniently located close to town, you'll enjoy quick access to shopping, restaurants, schools, parks, medical facilities, and other everyday conveniences. The versatility of this property makes it an exceptional opportunity for homeowners and investors alike. Live in one unit while renting the other or maximize your investment by leasing both units! The possibilities are truly endless! From the inviting curb appeal and peaceful surroundings to the flexible layout and prime location, this property delivers incredible value and unlimited potential. Don't let this amazing, rare gem and great investment opportunity pass you by! Call TODAY and schedule your private tour and discover why this charming duplex is the place to call home or expand your real estate portfolio. 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