About This Home

This 4-bedroom, 3-bathroom single family at 138 Church Street in Palmyra, NY is listed for $324,899 ($97 per sqft). Built in 1920, the home offers 3,350 sqft of living space on a 0.37 acres lot.

Key Features

  • Built in 1920
  • 0.37 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
1920

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to this charming old-style home in Palmyra, offering 4 bedrooms, 3 full baths, and the perfect blend of character and modern updates! The property also features a versatile bonus room that could be used as a home office, 5th bedroom, craft room, playroom, or whatever best fits your needs.

The home has seen numerous upgrades in recent years, including new appliances in 2022, new gutters in 2023, new basement and exterior outlets in 2023, new windows in the primary suite in 2024, a new roof in 2024, and a new water heater in 2024. Comfort and efficiency were further enhanced with the installation of 7 mini-splits in 2025, along with insulation added to the rim joists and attic floor.

A new fence was also installed in 2025. Enjoy the added convenience of having a public park directly behind the property, along with a truly unique location just seconds away from the famous Four Corners in Palmyra. This character-filled home offers the charm of an older home with the peace of mind that comes from so many major updates already completed!

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

138 Church Street

Palmyra, NY 14522

Features & Amenities

Interior Features

DenSeparateFormalDiningRoomEntranceFoyerEatInKitchenHomeOfficeBedroomOnMainLevel

Exterior Features

BlacktopDrivewayEnclosedPorchPorch

Property Details

Flooring

VinylHardwoodVaries

Construction

VinylSiding

Outdoor Features

Porch

Parking

Garage

Heating

Ductless (Heating)SteamHot Water(Heating)Natural Gas

Cooling

Ductless

Appliances

DryerDishwasherElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 138 Church Street is listed at $324,899 ($97/sqft). The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1920, 0.37 acre lot, 2 stories, Fireplace. Interior Features: Den, SeparateFormalDiningRoom, EntranceFoyer. Exterior Features: BlacktopDriveway, EnclosedPorch, Porch.

This property is listed by Angelica L Bruno.

AB

Angelica L Bruno

License 10401297378

Agent at Keuka Lake & Land Realty

Listed by Keuka Lake & Land Realty · Broker phone: (315) 536-7446 · View on Broker Site · Broker website

MLS# R1709727· Source: New York State Alliance of MLSs, LLC· 67 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

138 Church Street, Palmyra, NY 14522

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