# 138 N Main Street, Covington, OH 45318

> **TL;DR:** 2bd/1ba single family, $163,000 ($287/sqft), built 1920, 568 sqft. Est. $872/mo. Listed 108 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $163,000 |
| Price/sqft | $287 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 568 |
| Year Built | 1920 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 108 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $824 |
| Estimated Insurance | $48 |
| **Total** | **$872** |

## Property Highlights

- Built in 1920
- 0.14 acre lot

## Description

### Agent Description
USDA $0 down purchase eligible or possible Lease Purchase Option to a qualified buyer. This is a newly constructed home on an existing foundation close to downtown Covington shopping, Schoolhouse Park, and the scenic Stillwater River. Featuring 2 bedrooms and 1 bath with a walk-in shower. The large back yard is partially fenced and ready for your imagination to create the perfect space for hosting cookouts or just relaxing from a busy day. The shed conveys with the property. All permits pulled and the Residential Certificate of Occupancy issued.

## Location

- **Address:** 138 N Main Street, Covington, OH 45318
- **County:** Miami
- **Coordinates:** 40.119551, -84.355645
- **Google Maps:** https://www.google.com/maps?q=40.119551,-84.355645

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/wrist/1047046

## Listing Agent

- **Name:** Shannon Asher
- **Brokerage:** Howard Hanna Real Estate Services
- **Broker Phone:** 740-522-7946
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/138-N-Main-St_Covington_OH_45318_M38850-42846?f=listhub&s=WRISTINCOH&m=1047046&c=propsimple)

## Photos

![138 N Main Street - Photo 1](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f2852026862r.jpg)

![138 N Main Street - Photo 2](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f101414247r.jpg)

![138 N Main Street - Photo 3](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f1363573293r.jpg)

![138 N Main Street - Photo 4](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f3586899377r.jpg)

![138 N Main Street - Photo 5](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f4202186945r.jpg)

![138 N Main Street - Photo 6](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f2673360327r.jpg)

![138 N Main Street - Photo 7](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f2940917512r.jpg)

![138 N Main Street - Photo 8](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f1664392599r.jpg)

![138 N Main Street - Photo 9](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f4202168056r.jpg)

![138 N Main Street - Photo 10](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f2390139463r.jpg)

![138 N Main Street - Photo 11](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f4133377644r.jpg)

![138 N Main Street - Photo 12](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f2554206354r.jpg)

![138 N Main Street - Photo 13](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f3864837447r.jpg)

![138 N Main Street - Photo 14](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f877998780r.jpg)

![138 N Main Street - Photo 15](http://lh.rdcpix.com/4d0f977f974dd3baa6c375a739db7135l-f921184822r.jpg)

---

**MLS#:** 1047046 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Western Regional Information System & Technology, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/138-n-main-street-covington-oh-45318-47ef01207e774833adde523b968ad8b2)

---

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